How To Build a Custom Lincoln Navigator

This is your complete guide to customizing your Lincoln Navigator with factory options and the best upgrades.
Written by Meaghan Branham
Reviewed by Jessica Barrett
The Lincoln Navigator comes in three trim levels, all with plenty of customization options to help you build the car of your dreams.
Since the introduction of the Lincoln Navigator in 1998 as the first SUV in Ford’s luxury Lincoln line, it has been a go-to for drivers looking for space, speed, and first-class comfort. The 2022 Navigator is no exception. Even the standard trim measures 210 inches with plenty of cargo space, and it clocks in with a 0-to-60 speed of 5.8 seconds. 
While the base model of the Navigator already comes well-equipped, customization options can help you create a ride that is perfectly tailored to your needs. From how to select the right trim level, to packages and aftermarket mods for your Lincoln Navigator, look no further than our guide.
Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds
Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds
icon4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars
icon4.7/5 app rating | Trusted by 5M+ drivers

2022 Lincoln Navigator customization options

Ranked number one among large luxury SUVs by the U.S. News and World report, the new Lincoln Navigator sets the standard for the luxury SUV class. With plenty of room for up to eight passengers, luxury materials, a 13.2-inch infotainment screen, and tons of options for customization, it’s no wonder the Navigator is a popular pick.  
The 2022 Navigator comes in three trim levels: Standard,
Reserve
, and Black Label. Each of these trims can be upgraded to the long-wheelbase, or “B” versions, which give the SUV 11.9 inches of extra length. The Standard trim starts at $76,710, while the highest trim, the Black Label L, starts at $107,635
The standard Lincoln Navigator engine in every trim is a twin-turbocharged 3.5-liter V6. There is no other engine option for any trim, but the V6 gives the SUV impressive speed for its size with 440 horsepower and a 0-to-60 time of 5.8 seconds.
All trim options come with a 10-speed automatic transmission with SelectShift capability and paddle activation, and none of them have an option for a manual transmission. Rear-wheel drive comes on the Standard and Reserve trims, but both have an option to add all-wheel drive. On the Black Label trim, all-wheel drive is standard
Those who opt out of the long-wheelbase trims will get a bit more towing capacity: 8,700 pounds with rear-wheel drive and 8,300 pounds with all-wheel drive. The longer trims’ capacity starts at 8,100 pounds with all-wheel drive and maxes out at 8,400 pounds with rear-wheel drive.  
Every Lincoln Navigator comes with a suite of convenient features like power-folding second and third-row seats, adaptive LED headlights, and a hands-free liftgate. The standard safety features are also impressive, including collision mitigation, a blind-spot monitor with rear cross-traffic alert, and a lane-keeping system

Lincoln Navigator optional packages

The 2022 Lincoln Navigator offers a long list of additional features for drivers looking to customize their build. Whether you’re looking for added style, space, or comfort, there is going to be a package for you. Here are a few of the available options:
Package
Cost
Features
Which trims is it available on?
Navigator Plus Exterior Package
$1,895
22-inch bright machined aluminum wheels, panoramic sunroof, power deployable illuminated running boards
Navigator Standard
Monochromatic Package
$1,995
22-inch black aluminum wheel, body-color exterior mirror finish, monochromatic Lincoln bade, monochromatic Lincoln grille with lower body-color bumper accent
Navigator Reserve and Reserve L
Reserve I Equipment collection
$4,195
All standard Reserve features, plus ambient lighting with LED-illuminated first- and second-row seat belts, 30-way perfect position front seats, Revel Ultima 3D audio system with 28 speakers
Reserve and Reserve L
Are you overpaying for your car insurance?
Compare quotes and find out in 45 seconds.
No spam or unwanted phone calls · No long forms
No spam or unwanted phone calls · No long forms · No fees
icon4.717k Ratings
5M+Drivers Joined
7M+Cars Garaged
There are also plenty of add-ons available in all trims. The Standard Navigator add-ons include the Active Park Assist 2.0 Prep Kit and all-weather floor mats. The Reserve and Black Label trim come with options including a massage feature on second-row seats and a rear-seat entertainment system. 
Some additional colors are also offered at higher trim levels for an extra cost. For instance, the Manhattan Green offered on the Black Label trim will cost an extra $695. 

How to customize your Navigator to save money

Opting to upgrade to a higher trim for additional features, adding packages, or installing equipment to a Standard trim will all increase the price of your car. 
If you choose the highest trim level of the Black Label L, for instance, your starting price will be $107,635. If you added all of the optional upgrades and packages, the price would go up to over $121,000. That higher price is likely to lead to higher
car insurance
rates as well
Luckily, there are a few customization options that can help you save money instead. Here are a few upgrades that may fit the bill:
  • Security system: While every trim of the Navigator comes with standard security features, adding additional anti-theft technology might earn you a
    car insurance discount
    .
  • Safety packages: The impressive safety features available on the Navigator, like the 360-degree camera and post-collision braking, might earn you lower insurance rates.
icon
Make safe driving pay
Get rewarded for safe driving. Earn points and unlock benefits. Totally free.
Start earning now

The best Lincoln Navigator mods

Even the Standard Lincoln Navigator offers an impressive list of included features. However, when it comes to personalizing your car, there are always some upgrades that won’t be offered by the manufacturer. Here are some additional personalization options for your Navigator.

Tires

The 20-inch and 22-inch tires offered on the Lincoln Navigator are a solid choice, but if you’re looking for something to see you through the seasons, consider upgrading to all-season tires or even all-terrain tires. 

Lift Kit

Although the standard suspension on the Navigator allows for a smooth ride, you can also add a lift kit for even more clearance. This is especially important if you are adding wheels bigger than the 22-inch, as it will give you a bit more room for larger tires.

Automatic transmission fluid cooler 

Most people don’t look to the luxury SUV category for speed, but it is possible to add a little power to your Navigator with a cold air intake system. These systems introduce cooler air into the engine to boost horsepower and add speed. 
rating reverse-full
"I’m earning
awesome rewards
every week, just for driving safe!”

How to find affordable insurance for your Lincoln Navigator

Finding affordable car insurance for a custom Lincoln Navigator is possible, especially with the help of the
Jerry
app! 
The #1 rated car insurance app, Jerry is a personal insurance broker that lives in your pocket. Just answer a handful of questions that will take you roughly 45 seconds to complete, and Jerry will do the hard work for you, collecting rates from a network of over 50 top providers
You’ll get a custom rate made to fit your custom car, and savings to boot. Jerry customers save an average of $887 a year on their insurance payments! 
“Because I have a luxury car, I was more interested in finding better coverage than the exact price.
Jerry
helped me upgrade my policy, and when my record is cleared next year, I will be using Jerry again to choose an even cheaper plan!” —Paige W.
RECOMMENDED
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
avatar
Gabriella R.
Find insurance savings
rating primary
4.7/5 Rating on App Store
Are you overpaying for car insurance?
Compare quotes and find out in 45 seconds.
Try Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings