is a compilation of your driving history, including personal information, details of any accidents and violations, license points, license suspensions, or driving courses you’ve taken.

What is a driving record?

Your driving record is a compilation of your total driving history, starting from the time you got your driver’s license. In Colorado, it’s often referred to as a “motor vehicle record” or MVR.

Your MVR includes your personal information, as well as any

Colorado driver's license

suspensions, traffic citations and fines, accidents or license points, and your license classification.

MORE:

The 10 most common ways to get a suspended license in Colorado

How do I access my driving record in Colorado?

If you only need a non-certified driving record, you can order a copy

online through the Colorado DMV

. This method costs $9. If you need an official copy, you’ll need to order it by mail or in person through the DMV for a fee of $10.

For your official copy request, you’ll also need to include the following information:

Date of birth

Driver’s license number, if you have it

Signature

Photocopy of your photo ID with a signature

Payment for the fee

Requesting a driving record for someone else

Unless you are an employer or need someone’s driving record for a court case, you cannot request someone else’s driving records in Colorado. However, if your reason for needing it fits the criteria, you can request it in person or by mail.

You’ll need a completed

release form from the driver

and the payment amount of $10.

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Where else can I find my driving record in Colorado?

Car insurance agents

You can probably contact your insurance agency to request a copy of your driving record, as long as you have previously given them permission to access it. Most

car insurance

companies check your record to see what rates you qualify for, so they’re likely to provide you with an unofficial copy if you ask.

Online third-party vendors

Some online vendors offer copies of your driving records at a quicker speed than the DMV can deliver—but it’ll typically be much more expensive, too. These reports also come with the risk of being less accurate than a record from the DMV.

This method is a usually only a good option if you’re looking to double-check what you already know is on your record.

What is on my record?

Your driving record is composed of your driving history details. This most often includes:

Personal information (e.g., name, address)

Driver’s license information

Infraction points

Accidents, citations, violations, and convictions

Fines paid or owed

License suspensions or revocations

License classifications or endorsements

Regardless of the infraction, your driving record in Colorado shows your complete driving history for the last seven years. You cannot order a driving record for a period under seven years.

DMV points in Colorado

Many US states use a point system for driving records, which assigns a point value to any driving infraction. If you get too many points within a certain period of time, you could potentially lose your driver’s license.

In Colorado, the amount of points you’re allowed in a defined period of time depends on your age.

The following infractions will cost you 1-3 points:

Speeding 5–9 miles per hour over the limit

Operating an unsafe vehicle

Failure to dim or turn on lights

Improper backing

Failure to signal/improper signal

Driving in the wrong lane or wrong direction on a one-way street

Driving through a safety zone

Improper turn

Failure to yield right of way

These violations can cost you 4 points:

Failure to yield to an emergency vehicle

Failure to observe traffic sign or signal

Improper passing

Failure to maintain or show proof of insurance

Driving on the wrong side of road

Speeding 10–19 miles per hour over the limit

Careless driving

The following offenses cost you 6-8 points:

Speeding 20–39 miles per hour over the limit

Reckless driving

Driving while ability is impaired by alcohol (

DUI

)

Finally, these infractions will cost 12 points on your record, which is the maximum amount allowed in a 12-month period for drivers 21 or older.

Speeding 40+ miles per hour over the speed limit

Racing

Driving while intoxicated or under the influence of drugs

Leaving scene of an accident

The state of Colorado does have any official traffic school options to improve your driving record, but your insurance agency may offer discounts on your premium if you take an approved driving course.

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How can my driving record affect me?

Your driving record can affect more than just your driving; it can impact several other areas of your life as well. Here’s a few things it can influence.

Your insurance premium

Your driving record plays a major role in the insurance rates you’re offered.

With several violations on your record, insurance companies will label you a high-risk driver, raising your premiums significantly—sometimes by 300%. Even a violation that seems small, like a speeding ticket, could drive up your rates by 20% or more.

If your record is clean, you’ll be able to enjoy a lower rate.

Your ability to drive

With a

Colorado DUI

or reckless driving infraction, you automatically risk having your driver’s license suspended. Accumulating too many points via smaller violations could get your license suspended as well.

MORE:

How to get a suspended license reinstated

Your credit rating

Your record alone won’t affect your credit score directly, but your score will be impactedif you fail to pay tickets on time. Many cities will tack on a late fee if you miss the due date—but leave it unpaid for much longer, and they’ll have to give the debt to a collection agency. Collection agencies can drop your credit score by quite a bit.

Your job prospects

If you want to be a truck driver, firefighter, police officer, or work any job where driving is a major responsibility, you’ll need a great driving record. These jobs almost always require a clean driving record before they’ll hire you.

Key Takeaway Your driving record plays a major part in several areas of your life, so be sure to drive safely to keep your record clean.

What is the difference between driving records in each state?

Your driving record will be in the state where you live and hold your driver’s license. Your record would move if you moved your driver’s license. If you live in Colorado, your driving record will be held by the state of Colorado.

That doesn’t mean you get off scot-fee if you commit a violation in another state, though.

The Driver’s License Compact (DLC) is an agreement between states to exchange information about traffic violations and license suspensions. If you commit an offense outside your home state, it will be reported to the DMV where you live—and you will be held accountable if you break the law.

There are only five states that are not part of the DLC. They are:

Even so, these states likely share information with other states via alternate agreements.

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