The Lincoln MKZ is the best used Lincoln series to buy. The 2015 MKZ, in particular, stands out for its safety features, reliability, and comfort.

If a new Lincoln is out of your budget—or if you just love the classics—buying a used Lincoln is an excellent way to experience a luxury car at a reduced price.

The 2015 Lincoln MKZ offers drivers a comfortable, quiet ride—along with excellent safety ratings and fuel capacity. Its base model offers much in the way of infotainment and comfort features—including a premium stereo system and navigation. While not as sporty or stylish as other cars in its class, the MKZ delivers excellent quality for the price.

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The best used Lincoln to buy: 2015 Lincoln MKZ

The Lincoln has been around since nearly the start of the automobile industry. It is Ford’s luxury subsidiary and prides itself on comfort and reliability. Lincolns are built to last, elegant to drive, and packed with safety features.

What makes the 2015 Lincoln MKZ a good used car?

The truth is, not all Lincolns are created equal—so what sets the 2015 MKZ apart from the rest?

Our rating will focus on four main factors: true cost to own, safety features, reliability, and customization. Let’s break those down:

True cost to own: A used Lincoln has an approachable purchase price, but we realize the costs don’t end there. We assessed each Lincoln for its affordability to own while factoring in depreciation, maintenance,

car repair

, and insurance costs.

Safety features: The downside of buying a used car is that you may have to forgo the most current safety technology. For the best used Lincoln, we looked for a vehicle that was years ahead in terms of safety features and ratings.

Reliability: There’s nothing worse than buying a used car that breaks down within the first month of owning it. You want a Lincoln you can depend on—one that can stand the test of time and justify your financial investment.

Customization and styling: Buying used means you won’t be able to upgrade features at the dealership, but that doesn’t mean you can’t buy a Lincoln that fits your needs. The best used Lincoln should come with options for additional customization and an updated feel.

MORE:

What to look for when buying a used car: from hood to trunk

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The true cost of owning a 2015 Lincoln MKZ

A car’s true cost of ownership depends on its purchase price, as well as its cost of operation—including repairs, insurance, and loan costs.

Usually, when you buy a luxury car, you’re opting for high maintenance and repair costs. This is because the parts for these cars are more expensive to repair or replace.

Luxury cars also typically cost more to insure, since they are valued higher—adding to the true cost of ownership.

However, because the 2015 MKZ gets solid scores for reliability and is cheaper to insure than other Lincolns—the true cost of owning this luxury car is less intimidating.

Below, we’ll take a closer look at what goes into predicting the true cost of owning a Lincoln—and how the 2015 MKZ holds up.

Purchase price

The manufacturer’s suggested retail price (MSRP) for a 2015 Lincoln MKZ is $44,980, but you can find one for a much cheaper price. The average listed price for a used Lincoln MKZ is $24,880—with an average of 62,416 miles on the odometer.

Costs of operation

With good credit and by contributing a sizeable downpayment, you can keep loan and interest payments low for a 2015 Lincoln MKZ.

Depreciation costs for a 2015 MKZ are significantly lower than those of a new Lincoln. This is because a vehicle loses a significant chunk of its value as soon as it’s driven off the dealership lot. A new Lincoln MKZ can expect to lose as much as 52% of its value after the first five years.

While you may miss out on a couple of brand-new features, the upfront savings and low-impact depreciation in purchasing a used MKZ will likely be worth it.

The base model Lincoln MKZ is packed with features, and its strong reliability rating ensures you’ll be able to keep maintenance costs down. Opting for the base model also correlates to a lower insurance premium—a huge factor in the total cost of ownership.

Fuel costs for the Lincoln MKZ are lower than most luxury cars because the car doesn’t require premium gas.

The Lincoln MKZ has a minimum octane rating of 87—allowing for the use of regular unleaded gasoline. Saving money at the pump can add up! Consistently reduced gasoline costs can save you thousands of dollars over the long haul.

Key Takeaway: An approachable MSRP, lower depreciation, maintenance, and gas costs keep the total expense of owning a 2015 Lincoln MKZ comparatively low for its class.

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Safety features of the 2015 Lincoln MKZ

Luxury cars aren’t often known for safety, as compared to other vehicles like SUVs and minivans. However, the 2015 Lincoln MKZ is an exception.

With its five-star safety rating and an impressive range of safety technology, the Lincoln MKZ is as safe as it is comfortable. Even the base model comes equipped with the following safety features:

Four-wheel disc anti-lock brakes

Lane departure warning and lane-keeping assist

Blindspot monitor and brake assist

Integrated turn signal mirrors

Electronic stability control

Daytime running lights

Child safety locks

Traction control

Airbags: driver, passenger, front head, rear head, and front side

The

Lincoln MKZ received an overall five-star

NHTSA safety rating

In collision tests for frontal crashes, the Lincoln MKZ earned five out of five stars. In side and rollover crashes, it earned four out of five stars.

Is the 2009 Lincoln MKZ a reliable used car?

From customer reviews to car fanatics to expert listings, the word is out: the 2015 Lincoln MKZ is an affordable, comfortable, dependable luxury car for the price point.

While it does not rank at the top of the list of cars in its class (i.e. BMWs, Lexus, etc.), it still has a great deal to offer drivers by way of its reliability and safety features, as well as reduced fuel and maintenance costs.

With regular maintenance, your Lincoln MKZ has the potential to be on the road for decades to come. Routine maintenance will help you keep up with the regular wear and tear that any car experiences. It can also help you prevent and detect developing problems—avoiding an unexpectedly large repair bill.

Overall, you can expect a 2015 Lincoln MKZ to last between 180,000 and 200,000 miles.

MORE:

Basic car maintenance schedule

Customization and styling

While safety and dependability are important, you also want your Lincoln to look nice and ride smoothly!

The 2015 MKZ is only available as a sedan—but one that comes packed with many comfort and infotainment features, including:

Dual-zone automatic climate control

Push start button as well as remote start

Keyless entry

Infotainment system: on an 8-inch touch screen with Bluetooth and voice recognition

11-speaker premium stereo with satellite radio

The following upgrades are available to the 2015 MKZ:

14-speaker premium stereo with HD Radio and navigation

110-volt household-style power outlet

Single-panel or panoramic moonroof

You can choose any of the following engine customizations as well:

Standard turbocharged 2.0-liter four-cylinder engine or a more powerful V6

All-wheel-drive or four-wheel-drive

Fuel-efficient MKZ Hybrid: offered at the same price as the base turbocharged engine

While the 2015 model has most of the same features as a new Lincoln, it lacks certain features like smartphone integration.

How to find affordable insurance for a used Lincoln

Owning a luxury car means that you’ll pay more to insure it than you would a less expensive car.

Lincoln MKZ insurance costs

are an average of $3,000 a year—which may be an intimidating price.

That’s where the

Jerry

app comes in. Jerry understands luxury car ownership costs and can connect you to the lowest available car insurance rates. As a licensed broker, Jerry will provide you with quotes from 50+ top insurance companies.

Just download the app, enter your info, you’ll be looking at competitive quotes from companies like Nationwide, Safeco, and Allstate within 45 seconds!

Like your MKZ, your insurance policy needs regular upkeep. Jerry routinely shops to make sure you’re never missing out on savings. The average Jerry customer saves $887 a year.

“When we added a new car to our family, we were shocked at how high our current insurer was going to hike our rates. We used
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for some comparison shopping and are now saving around $1000 a year. Thank you, Jerry!” —Darius P.

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