Convertibles with hardtop roofs have several advantages over their soft-top counterparts. They are more insulated, better at preventing theft, and usually have a cleaner look. There are a ton of great hardtop convertible models, such as the BMW 4 Series or the Ferrari F8 Spider, for buyers to choose between.

If every day were 75 degrees and sunny, you wouldn’t have to worry about your convertible’s roof at all. But when the cold or the rain rolls in, you and your passengers will be thankful that you have a hardtop roof to keep you warm and cozy.

If you’re looking to find the best convertibles with hardtop roofs in 2022, this guide by the

car insurance

broker

Jerry

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2020 Mercedes-AMG SLC 43 Roadster

If you’re a die-hard

Mercedes

fan who’s looking for a hardtop convertible, look no further than the AMG SLC 43 Roadster. This car features an automatic hardtop roof that can operate while moving at speeds of around 20 mph.

Since the AMGs are the cream of the crop when it comes to Mercedes vehicles, you can expect more power and performance out of this car than those without the classification. With great power comes a great price tag, and the Roadster’s is just over $60,000.

2020 Chevrolet Corvette Stingray

No list of convertibles is complete without a

Corvette

, and the 2020 Chevrolet Corvette Stingray is one for the ages. The first-ever Corvette convertible with a retractable hardtop, the 2020 Stingray makes no sacrifices when it comes to a sleek and comfortable cabin.

There’s more to it than just the insulated cover, though. You can expect this car to hit 60 mph in under three seconds and deliver a smooth driving experience for whoever is behind the wheel. Depending on how it’s customized, the price should range from $60,000 to $90,000.

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2022 Lamborghini Aventador 780-4 Ultimae Roadster

Nothing says luxury like a Lamborghini. The 2022 Ultimae Roadster is a marvel to see and a thrill to drive. This is a true supercar, featuring a retractable hardtop that looks just as good on as it does off.

The 2022 Ultimae Roadster features a 0-60 time of just 2.9 seconds and a top speed of 220 mph. On top of that, it uses a dynamic steering system to help you maintain control at faster speeds.

In true Lambo fashion, you’ll need about half a million dollars if you want to call yourself the owner of one of these.

2021 Jeep Wrangler

Slick sports cars are great, but what about some love for the convertibles that are large and in charge? The

Jeep Wrangler

is an iconic car, and the 2021 model features a removable hardtop option that helps the vehicle remain as versatile as ever.

Off-roading on a summer day? Pop the top off and enjoy. Need to battle wind, rain, or snow? The 2021 Wrangler’s hardtop roof will keep you covered there, too. It should run anywhere between $30-40,000, although some customizations could make it cost more.

2022 Porsche 911 Targa 4 GTS

A consistently strong answer to the classic coupe vs. convertible question, the 2022 Targa maintains an old-fashioned look while delivering all of the new features you could ask for. And with its famous retractable hardtop, you won’t have to worry about the weather ruining your ride.

This

Porsche

boasts a twin-turbo engine and top speed of 190 mph. It may look old-fashioned, but the performance is modern. You can expect a price tag of around $150,000.

MORE: How to protect a convertible interior

2021 Ferrari Portofino

A big name in hardtop convertibles for the last few years, 2021 Ferrari Portofino is another in a line of successful models. The retractable hardtop is a staple of the Portofino, but this luxury ride has plenty more to offer.

The Portofino gets to 60 mph in just over 3 seconds and tops out around 200 mph. The Italian-made car also has a sleek and beautiful interior that’ll make just getting into the car a thrill. What's not-so-thrilling? The price tag. A 2021 Ferrari Portofino will cost you around $200,000.

2020 Mercedes-Benz SL Roadster

The second Benz on this list, the 2020 SL Roadster drops the “AMG” tag but keeps the retractable hardtop roof. The two-seater blends performance and comfort and is sure to catch the eye of other drivers on the road.

The 2020 SL Roadster offers calm but effortless acceleration, and it’ll take a little over four seconds to get up to 60. This car is built for comfort more than bragging rights, but the $90,000 price tag might encourage you to brag a little anyway.

2018 BMW 4 Series

The oldest car model on this list, the 2018

BMW 4 Series

came before the series switched to soft-top. The hardtop takes just 20 seconds to deploy or retract, and the 4 Series also comes with many of the great perks we’ve come to expect from a BMW.

The price of your 2018 BMW 4 depends on your car's specs and engine, but you can expect to pay around $45-55,000.

MORE: BMW car buying guide

2021 Ferrari F8 Spider

Another Ferrari! This time the 2021 F8 Spider gets its time to shine. This supercar features a power-folding hardtop that you can operate while on the road, so you’ll be able to keep warm while you drive in style.

Elite handling, zippy acceleration, and a comfortable interior make the Ferrari one of the best hardtop convertible options on the market. Of course, all those great features mean a price tag of a little under $300,000.

2021 Mazda MX-5 Miata RF

Rounding out this list is the gorgeous 2021 Miata RF hardtop convertible. A little more affordable than some of the supercars listed above, the Miata combines an excellent driving experience with the ability to retract your hardtop.

The hardtop retracts into the trunk in just 13 seconds, so you’ll be able to feel the breeze in your hair at a moment’s notice. You should be able to pick up an

MX-5 Miata

RF for just under $40,000.

How to find the best car insurance

So you’ve picked out the perfect hardtop convertible and gotten your finances in order. What’s next? You have to protect it. Finding car insurance isn’t the most exciting thing, but you’ll regret not having the right plan if something happens to your car.

Jerry

is a

trusted comparison app

that makes finding car insurance so much easier. After you download the app, it takes just seconds to sign up, and then Jerry will gather quotes at your desired coverage level from top insurance companies.

Once you find a plan you like, Jerry’s team of experienced agents will help get set up so that you can be on the road in no time. It doesn’t hurt that the average Jerry user saves over $800 a year on their insurance payments.

“As a young person who owns a sports car and a high-end sedan, I couldn’t find quotes below a certain threshold. By using
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