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Jerry Data & Research
Cheapest Lexus LS 430 Car Insurance (Sep 2024)
Cheapest Lexus LS 430 Car Insurance (Sep 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Lexus LS 430
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- How much does Lexus LS 430 car insurance cost?
- Compare the cheapest Lexus LS 430 car insurance quotes
- The best car insurance companies for Lexus LS 430 owners
- Lexus LS 430 insurance cost by model year
- Are Lexus LS 430s expensive to insure?
- Methodology
- Meet Our Experts
Load full table of contents
How much does Lexus LS 430 car insurance cost?
On average, Lexus LS 430 drivers spend $108 each month on state minimum car insurance, and $195 per month on full coverage insurance. Compared to other Lexus LS models, the Lexus LS 430 is 5% less expensive to insure.
Many factors play a role in determining your Lexus LS 430 car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one piece of the calculations that insurance companies run when generating a quote.
Compare the cheapest Lexus LS 430 car insurance quotes
This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Lexus LS 430 owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
September 1, 2024 | Progressive | $230 | Brandon, 24 | • 50,000/100,000 Liability • Comp / Collision | |
August 31, 2024 | Travelers | $116 | Lula, 32 | • 50,000/100,000 Liability • Comp / Collision | |
August 29, 2024 | Safeco | $288 | Ruby, 31 | • 100,000/300,000 Liability • Comp / Collision | |
August 24, 2024 | Gainsco | $93 | Jessie, 66 | • State Minimum Liability | |
August 24, 2024 | National General | $122 | Marguerite, 24 | • State Minimum Liability |
Last Updated Sep 11, 2024It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Lexus LS 430 insurance policy than a 30-year-old driver.
While
average rates
are helpful, shopping for personalized quotes
is the best way to find out how much you can expect to pay for t Lexus LS 430 car insurance. The best car insurance companies for Lexus LS 430 owners
There is no best car insurance company for all Lexus LS 430 owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more.
The cheapest insurance company for one Lexus LS 430 driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.
Besides price, you also need to consider other factors such as claim handling and customer service.
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies. The table below shows how Lexus LS 430 drivers rate different companies.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Lexus LS 430 insurance cost?
From our experience helping lots of Lexus LS 430 drivers lower their car insurance rates, we found that the average cost of minimum liability coverage is $108 per month or $1,296 per year.
The average cost for full coverage insurance is $195 per month or $2,340 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $108 | $1,296 |
Full coverage | $195 | $2,340 |
How much car insurance do you need for a Lexus LS 430?
Minimum coverage insurance
is the minimum amount of coverage legally required in your state, which typically includes basic liability insurance. Full coverage insurance
, on the other hand, provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident. Explore insurance costs for other models
How do Lexus LS 430 insurance quotes compare to other Lexus LS car insurance rates?
Check out the table below to see the average cost of auto insurance for some other popular Lexus LS trims.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Lexus LS 430 insurance cost by model year
Your Lexus LS 430 insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Lexus LS 430 model, you’ll likely pay a lower rate.
Are Lexus LS 430s expensive to insure?
Compared to the national average for other models from a similar price range, it is 5% less expensive to insure a Lexus LS 430.
Check out some similar cars for comparison:
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet Our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.