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Jerry Data & Research
Cheapest 2013 Honda Civic Car Insurance (May 2024)
Cheapest 2013 Honda Civic Car Insurance (May 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2013 Honda Civic
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does car insurance cost for a 2013 Honda Civic ?
- Compare the cheapest 2013 Honda Civic car insurance quotes
- The best car insurance companies for 2013 Honda Civic owners
- How expensive is 2013 Honda Civic insurance compared to other years?
- Are 2013 Honda Civics expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2013 Honda Civic ?
The average cost of car insurance for a 2013 Honda Civic is $1,140 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2013 Honda Civic are 10% less.
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2013 Honda Civic, use Jerry
to get a detailed car insurance price comparison
. Compare the cheapest 2013 Honda Civic car insurance quotes
Thousands of smart Honda Civic drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,703 per year on car insurance. Below are cheap quotes Jerry found for 2013 Honda Civic drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 28, 2024 | National General | $246 | Herbert, 54 | • 50,000/100,000 Liability | |
April 26, 2024 | AAA | $208 | Adam, 19 | • 100,000/300,000 Liability • Comp / Collision | |
April 19, 2024 | Travelers | $96 | Grace, 29 | • State Minimum Liability • Comp / Collision | |
April 19, 2024 | Progressive | $270 | Amy, 61 | • 50,000/100,000 Liability • Comp / Collision | |
April 12, 2024 | Allstate | $213 | Ada, 32 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 28, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2013 Honda Civic owners
There’s no best company for all 2013 Honda Civic drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2013 Honda Civic drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2013 Honda Civic insurance costs
After analyzing data from many 2013 Honda Civic drivers, we discovered that the typical monthly expense for minimum liability coverage is $95, which adds up to $1,140 annually. As for full coverage insurance, the average monthly cost for 2013 Honda Civic drivers is $179, or $2,148 per year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $95 | $1,140 |
Full coverage | $179 | $2,148 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Hondas
2013 Honda Civic insurance costs by trim level
The cost of car insurance for a 2013 Honda Civic is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2013 EX | $181 | $92 |
2013 EXL | $138 | $71 |
2013 Hybrid | $171 | $92 |
2013 LX | $172 | $102 |
2013 SI | $252 | $98 |
How expensive is 2013 Honda Civic insurance compared to other years?
Policyholders generally pay more to insure newer cars than older ones. The reasons why include higher repair costs, higher replacement costs, and more advanced technology, which is in especially short supply these days.
For example, it costs about $1,313 per year to insure a 2010 Honda Civic. Skip forward three years and the average costs rise to $1,331 per year. The difference is even more pronounced between models that are ten years apart or more.
The only things newer models have in their favor are higher safety ratings, better driver assistance technology, and smarter anti-theft measures. Some insurers even offer preferred rates to drivers with cars less than three years old.
You can compare costs across generations of Honda Civics using the table below.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
1988 Honda Civic | $56 | $154 |
1991 Honda Civic | $36 | $49 |
1995 Honda Civic | $78 | $157 |
1997 Honda Civic | $81 | $159 |
1998 Honda Civic | $100 | $127 |
1999 Honda Civic | $93 | $178 |
2000 Honda Civic | $101 | $198 |
2001 Honda Civic | $95 | $169 |
2002 Honda Civic | $99 | $149 |
2003 Honda Civic | $95 | $190 |
2004 Honda Civic | $104 | $142 |
2005 Honda Civic | $101 | $172 |
2006 Honda Civic | $95 | $164 |
2007 Honda Civic | $96 | $176 |
2008 Honda Civic | $95 | $159 |
2009 Honda Civic | $96 | $152 |
2010 Honda Civic | $95 | $154 |
2011 Honda Civic | $90 | $162 |
2012 Honda Civic | $94 | $168 |
2013 Honda Civic | $95 | $179 |
2014 Honda Civic | $109 | $162 |
2015 Honda Civic | $102 | $173 |
2016 Honda Civic | $89 | $189 |
2017 Honda Civic | $107 | $195 |
2018 Honda Civic | $98 | $200 |
2019 Honda Civic | $105 | $195 |
2020 Honda Civic | $99 | $190 |
2021 Honda Civic | $93 | $187 |
2022 Honda Civic | $92 | $212 |
2023 Honda Civic | $102 | $193 |
Are 2013 Honda Civics expensive to insure?
Low-cost and low-risk cars are the cheapest to insure. You’ll pay less to insure a model with a low MSRP, low repair costs, high safety ratings, and excellent anti-theft security, among other things.
The table below ranks the 2013 Honda Civic’s car insurance costs against models in a similar price range.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2013 Subaru Outback | $54 | $128 |
2013 Mitsubishi Lancer | $72 | $204 |
2013 Fiat 500 | $77 | $145 |
2013 Mazda 3 | $80 | $172 |
2013 Honda Civic | $95 | $179 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
| Rating Type | Rating |
|---|---|
Overall Rollover Rating |
What other factors affect 2013 Honda Civic insurance rates?
Car insurance companies consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2013 Honda Civic insurance costs for young drivers
Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
Hannah (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$117
per month
2013 Honda Civic insurance costs for senior drivers
On the whole, senior drivers pay some of the lowest car rates—they’re more established motorists and providers take note of that when determining insurance premium costs.
But that doesn’t necessarily extend to every senior. Insurance costs will actually rise for seniors over the age of 70 on account of increased driver error and the likelihood of more serious injuries in the event of a crash.
Jimmy (81 years old)
$143
per month
Roxie (70 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$92
per month
Frank (70 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$85
per month
2013 Honda Civic insurance cost for drivers with driving violations
Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $256 | Jackson, 34 | • State Minimum Liability | |
Defective Equipment | National General | $187 | Sue, 29 | • State Minimum Liability | |
Failure to Obey Signal | Safeco | $99 | Stanley, 33 | • 50,000/100,000 Liability | |
Cell Phone | Plymouth Rock | $200 | Elizabeth, 26 | • State Minimum Liability | |
Careless Driving | AAA | $223 | Celia, 27 | • 15,000/30,000 Liability • Comp / Collision | |
Driving on Sus. License | Progressive | $69 | Chris, 30 | • State Minimum Liability • Comp / Collision | |
Failure to Yield | Nationwide | $156 | Steven, 29 | • 50,000/100,000 Liability • Comp / Collision | |
Improper Passing | Plymouth Rock | $63 | Gordon, 58 Boonton, NJ | • 15,000/30,000 Liability |
Last Updated Apr 30, 2024How can I lower the cost of insurance for my 2013 Honda Civic?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2013 Honda Civic. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
