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With so many insurance companies out there, it’s hard to know where to start when looking for auto insurance coverage. That’s why Jerry turned to the experts to help compare these two providers.

The table below compares ratings from the following five experts to give you a quick snapshot of each company’s strengths and weaknesses:

	Clearcover	Allstate
Average Rating	0.00	4.08
Number of Reviews	0	680
BBB Rating	A+	A
NAIC Rating	1.97	2.73
Clearsurance Rating	3.45	4
J.D Powers Rating	3	4.1
A.M. Best Rating	A-	A+

Here's how to interpret these scores:

Better Business Bureau (BBB): BBB ratings rank a company’s interactions with its customers on a scale from A+ to F.
National Association of Insurance Commissioners (NAIC): The NAIC is a regulatory body that evaluates the risk of insurance companies from NAIC-1 (safest) to NAIC-6 (extremely risky/close to default).
Clearsurance: Clearsurance is an independent insurance marketplace that gives ratings on a five-point scale based on customer reviews.
J.D. Power: In addition to reviewing cars, J.D. Power rates customer satisfaction for insurance companies on a 1,000-point scale.
A.M. Best: The world’s largest credit rating agency focused on the insurance industry, AM Best rates companies on financial stability, risk management, and market position with grades from A++ to D-.

How much does Clearcover and Allstate car insurance cost?

One of the biggest choices when picking an auto insurance policy is minimum coverage vs. full coverage. In general, a policy with collision and comprehensive insurance will cost more than one that only includes your state’s minimum liability limits—but which company offers a better average rate for each type of coverage?

	Clearcover	Allstate	National Average
Minimum Insurance Required	$1,488	$1,444	$1,668
Full-Coverage Insurance	$2,154	$2,527	$2,340

Compare Clearcover and Allstate insurance cost after DUI

Clearcover is the most cost effective option after a DUI. If you’ve got a DUI on your record, you’re likely paying more than the average rate for car insurance. That’s because insurance companies take violations like DUI very seriously and raise rates for drivers they see as high-risk. But a DUI conviction might not carry the same weight with every company: see which provider is better for drivers with a DUI below.

	Clearcover	Allstate	National Average
After DUI	$1,714	$2,113	$3,596
Clean Record	$1,785	$2,004	$2,592

Compare Clearcover and Allstate insurance cost after speeding ticket

Clearcover offers the cheapest insurance after a speeding ticket. Most drivers will exceed the speed limit at some point, whether by accident or on purpose. But your need for speed can raise your insurance rate if you’re caught traveling over the speed limit—particularly if it happens more than once in a short time. See how your rate could change with each provider below.

	Clearcover	Allstate	National Average
After Speeding Ticket	$1,884	$2,125	$3,002
Clean Record	$1,785	$2,004	$2,592

Compare Clearcover and Allstate insurance cost after an accident

Accidents happen. In fact, statistics show that the average driver will be in three to four car accidents over the course of their life. Your insurance policy will come to the rescue when that happens, but your premium is likely to rise after a claim. However, insurance companies won’t all raise your rate by the same amount, and some even have accident forgiveness for certain cases. If you have accidents on your record, Clearcover will likely offer the lowest rates of the two.

	Clearcover	Allstate	National Average
Accidents	$1,911	$2,163	$2,203
No Accidents	$1,702	$1,877	$1,818

Compare Clearcover and Allstate insurance rates by age

Which insurance company offers better rates for your age group? Check out our comparison:

Compare Clearcover and Allstate insurance rates for teens

If you’re getting ready to purchase your first-ever auto insurance policy—or preparing to add a teen to your existing policy—you probably already know that you’re looking at elevated premiums. Because teen drivers lack experience and have a statistically higher rate of both accidents and violations, insurance companies charge more—but which company charges the most for teen drivers?

	Clearcover	Allstate	National Average
16 year old	--	--	$3,227
17 year old	--	--	$1,889
18 year old	--	--	$2,528
19 year old	--	--	$2,911

Compare Clearcover and Allstate insurance rates for seniors

Teens aren’t the only age group with special concerns when it comes to auto insurance. If you’re looking for affordable car insurance coverage as a senior, you need a company that offers the best rates for drivers past age 55. Between Clearcover and Allstate, that's Clearcover. As an example, let’s look at the average rates for a 60-year-old man and woman from the two providers below.

	Clearcover	Allstate	National Average
60 year old Male	$1,594	$1,799	$1,653
60 year old Female	$1,623	$1,883	$1,611
60 year old Non-binary	--	--	--

Compare Clearcover and Allstate insurance rates by location

Check out which insurance company offers the best rates in your state:

State	Clearcover Cost	Allstate Cost
New Mexico	$2,080	$1,682
Idaho	$2,713	$1,381
District Of Columbia	$2,032	$1,692
Maryland	$2,387	$2,173
New York	$1,868	$3,124
Louisiana	$2,388	$2,505
Georgia	$2,104	$2,216
North Carolina	$2,077	$1,872
Delaware	$2,490	$2,143
Pennsylvania	$1,888	$2,197
South Carolina	$1,574	$2,236
Kentucky	$1,849	$2,177
Florida	$1,823	$2,303
New Jersey	$1,681	$2,859
Nevada	$1,883	$2,224
Texas	$1,911	$1,943
Mississippi	$1,901	$1,940
California	$1,761	$1,974
Virginia	$1,674	$1,703
West Virginia	$1,654	$1,839
Arizona	$1,779	$1,876
Missouri	$1,681	$1,833
Colorado	$1,709	$2,207
Nebraska	$1,552	$1,673
Iowa	$1,380	$1,620
Wisconsin	$1,554	$1,379
Michigan	$1,396	$2,136
Oklahoma	$1,603	$1,577
Illinois	$1,571	$1,500
Utah	$1,473	$1,726
Alabama	$1,552	$1,843
Tennessee	$1,289	$1,709
Arkansas	$1,434	$1,716
Ohio	$1,448	$1,488
Connecticut	$1,244	$2,460
Minnesota	$1,824	$1,825
Indiana	$1,247	$1,795
Oregon	$1,159	$2,075
Massachusetts	$1,350	$2,564
Washington	$1,412	$1,855
North Dakota	$1,135	$1,889
Kansas	$1,268	$1,547
Montana	$1,062	$1,384
New Hampshire	$787	$1,527
Wyoming	--	$1,057
Rhode Island	--	$2,725
Maine	--	$1,695
South Dakota	--	$1,669
Vermont	--	$1,441

Compare Clearcover and Allstate insurance rates by location

Your insurance cost varies not only on you as a driver, but largely on the type of car you drive. Check out how much Clearcover and Allstate cost for some popular car manufacturers:

Car Make	Clearcover Cost	Allstate Cost
Genesis	$2,419	$3,136
Maserati	$2,574	$1,857
Tesla	$2,524	$2,616
Jaguar	$2,323	$2,078
Alfa Romeo	$2,646	$4,429
Geo	$796	--
Bmw	$2,124	$2,459
Land Rover	$2,055	$1,917
Porsche	$2,155	$2,337
Mercedes-Benz	$2,138	$2,368
Isuzu	$1,164	--
Infiniti	$2,034	$2,386
Ram	$1,904	$2,403
Audi	$1,941	$2,272
Nissan	$1,963	$2,173
Mitsubishi	$2,014	$1,933
Dodge	$1,914	$2,113
Hyundai	$1,878	$2,087
Lexus	$1,873	$2,174
Buick	$1,789	$1,837
Cadillac	$1,845	$2,132
Kia	$1,848	$2,113
Volvo	$1,749	$1,890
Volkswagen	$1,784	$2,074
Acura	$1,726	$1,861
Chrysler	$1,818	$1,867
Ford	$1,753	$1,919
Chevrolet	$1,792	$1,984
Honda	$1,745	$2,047
Mini	$1,711	$1,797
Toyota	$1,719	$1,939
Lincoln	$1,722	$1,844
Mazda	$1,613	$1,852
Hummer	$1,747	$2,010
Jeep	$1,661	$1,944
Subaru	$1,552	$1,971
Suzuki	$1,356	$1,379
Gmc	$1,595	$1,866
Fiat	$1,565	$1,694
Oldsmobile	$1,438	$1,073
Mercury	$1,278	$1,308
Saturn	$1,338	$1,498
Pontiac	$1,251	$1,366
Saab	$927	$1,162
Plymouth	$1,197	--
Smart	$940	$1,011
Rolls-Royce	--	$1,406

Compare Clearcover and Allstate insurance rates by credit score

You’re probably aware of how your credit score impacts your car payments—but did you know it can also influence the auto insurance quotes you get from different companies? See how these two insurers deal with applicants in different credit brackets below.

	Clearcover	Allstate	National Average
Poor (300-500)	$1,566	$1,519	$1,754
Fair (500-600)	$1,410	$1,368	$1,579
Good (600-750)	$1,334	$1,294	$1,494
Great (750-850)	$1,265	$1,228	$1,418

Read real Clearcover and Allstate reviews from Jerry users

But we’re not just concerned with what credit rating agencies and professional organizations have to say about these companies: for Jerry, our users are the ultimate experts. Here’s what Jerry users who got policies with each provider had to say about their experience.