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Cheapest Audi Q5 Premium Car Insurance (Feb 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Audi Q5 Premium
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Audi Q5 Premium car insurance cost? 

On average, Audi Q5 Premium drivers spend $72 each month on state minimum car insurance and $192 per month on full coverage insurance.
Many factors play a role in determining your Audi Q5 Premium car insurance costs, from your age and address to your driving record, insurance history, and coverage levels. The vehicle you own is just one piece of the calculations that insurance companies run when generating a quote.

Compare the cheapest Audi Q5 Premium car insurance quotes

This may feel complicated, but it doesn’t have to be. As a trusted insurance broker and free quote comparison tool, Jerry is an essential resource for Audi Q5 Premium owners.
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
February 21, 2024
Allstate
$272
• State Minimum Liability
• Comp / Collision
February 15, 2024
Travelers
$231
• 50,000/100,000 Liability
• Comp / Collision
February 14, 2024
Clearcover
$95
• 100,000/300,000 Liability
• Comp / Collision
February 12, 2024
Nationwide
$103
• 100,000/300,000 Liability
• Comp / Collision
February 9, 2024
AAA
$220
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024
It’s important to remember that auto insurance rates can vary significantly, even for the same car model and trim. For instance, driver age has a major impact on rates: an 18-year-old driver will pay a much higher premium for a t Audi Q5 Premium insurance policy than a 30-year-old driver. 
While
average rates
are helpful, shopping for
personalized quotes
is the best way to find out how much you can expect to pay for t Audi Q5 Premium car insurance.

The best car insurance companies for Audi Q5 Premium owners

There is no best car insurance company for all Audi Q5 Premium owners. That’s because car insurance quotes are based on factors unique to you—your age, your address, your driving history, your deductibles, and more. 
The cheapest insurance company for one Audi Q5 Premium driver might give higher quotes to another person—even though they’re insuring the exact same model and trim.  
Besides price, you also need to consider other factors such as claim handling and customer service. 
To help drivers better compare different
car insurance companies
, Jerry’s conducted the largest insurance shopping survey in the nation to learn about drivers’ satisfaction with the prices, customer service, claims handling, and overall experience of different auto insurance companies.
 The table below shows how Audi Q5 Premium drivers rate different companies.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Audi Q5 Premium insurance cost?

Audi Q5 Premium drivers pay an average of $72 per month or $864 per year for minimum coverage auto insurance. In contrast, a full coverage insurance policy costs an average of $192 per month or $2,304 per year.
Understanding the average cost of Q5 Premium car insurance is a good place to start, but remember that it’s just an average. The exact price you’ll pay to insure your Audi Q5 Premium will depend on your driving profile and factors like the model year, MSRP, and optional features.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$72
$864
Full coverage
$192
$2,304

How much car insurance do you need for a Audi Q5 Premium?

Minimum coverage insurance
is the minimum amount of coverage legally required in your state, which typically includes basic liability insurance. 
Full coverage insurance
, on the other hand, provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

How do Audi Q5 Premium insurance quotes compare to other Audi Q5 car insurance rates?

Different trim levels of the Audi Q5 will be more expensive to insure due to higher MSRPs, larger and more powerful engines, optional powertrains, and more luxury features. 
While the Audi Q5 Premium is the entry-level trim of the small luxury SUV, it’s equipped with a host of luxury features that instantly increase the cost of car insurance compared to other SUVs of its size. While comfort and convenience features like a power liftgate, leather upholstery, and heated seats are nice features to have, they’re also costly.
Similarly, upgrading your Q5 Premium’s engine from the standard 2.0-liter turbocharged four-cylinder engine with all-wheel-drive to the 45 TFSI engine that boosts power to 261 horsepower increases your accident risk, thereby also increasing your insurance costs. But this isn’t just for the Premium—upgrading to a more powerful engine on any trim level will raise insurance rates. 
The same goes for options. The Premium has the option of a convenience package, which adds features like power-folding and auto-dimming mirrors, passive keyless entry, and a heated steering wheel. Packages might make your ride more enjoyable, but they also increase the vehicle's MSRP, which increases insurance costs.
But there is good news: Lower trim levels typically cost less to insure due to lower MSRPs. All other factors alike, the Premium would likely be the cheapest Audi Q5 to insure.
Take a look at the below to see the average car insurance cost for some of the most popular Audi Q5 trims.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$72
$192
$92
$172
Q5 Premium Plus 45
$99
$235
Q5 3.2
$102
$217
Q5 Premium 40
$117
$237
$153
$169
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Audi Q5 Premium insurance cost by model year

Your Audi Q5 Premium insurance costs depend in part on when your vehicle was manufactured—i.e., the model year.
Newer models tend to be more expensive to insure, thanks to a higher cash value and hard-to-replace tech. If you drive an older Audi Q5 Premium model, you’ll likely pay a lower rate.

2021 Audi Q5 Premiumcar insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Audi Q5 Premium:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$208
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$190
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$130
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024
If your car is more than 3 years old, you may be able to find cheaper car insurance. Here's how much Jerry drivers with Audi Q5 Premium that's at least 3 years old pay:

2020 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Travelers
$152
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$272
• State Minimum Liability
• Comp / Collision
Safeco
$251
• 100,000/300,000 Liability
• Comp / Collision
Nationwide
$164
• 50,000/100,000 Liability
• Comp / Collision
National General
$134
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024

2019 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$303
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$103
• 100,000/300,000 Liability
• Comp / Collision
Mercury
$109
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$128
• 50,000/100,000 Liability
• Comp / Collision
Commonwealth Insurance
$232
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 27, 2024

2018 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Allstate
$135
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$247
• 100,000/300,000 Liability
AAA
$117
• 15,000/30,000 Liability
• Comp / Collision
Bristol West
$80
• State Minimum Liability
Mercury
$154
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 26, 2024

2017 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$376
• State Minimum Liability
• Comp / Collision
Safeco
$238
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$157
• 50,000/100,000 Liability
National General
$189
• 50,000/100,000 Liability
• Comp / Collision
Mercury
$194
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 27, 2024

2016 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$117
• State Minimum Liability
• Comp / Collision
Allstate
$273
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$244
• State Minimum Liability
• Comp / Collision
AAA
$220
• 25,000/50,000 Liability
• Comp / Collision
Mercury
$86
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 23, 2024

2015 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$634
• State Minimum Liability
• Comp / Collision
Safeco
$253
• 50,000/100,000 Liability
• Comp / Collision
AAA
$269
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$157
• 100,000/300,000 Liability
• Comp / Collision
Mercury
$118
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024

2014 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$398
• 25,000/50,000 Liability
• Comp / Collision
Safeco
$63
• 100,000/300,000 Liability
Mercury
$167
• 50,000/100,000 Liability
• Comp / Collision
Plymouth Rock
$242
• State Minimum Liability
Bristol West
$136
• 25,000/50,000 Liability
coverageLast Updated Feb 29, 2024

2013 Audi Q5 Premium car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$68
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024

Are Audi Q5 Premiums expensive to insure? 

Compared to the national average for other models from a similar price range, it is 0% more expensive to insure a Audi Q5 Premium.
Check out some similar cars for comparison:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
Audi R8
$48
$99
Audi A7
$59
$221
Audi Q7
$69
$71
$72
$134
$73
$268
$75
$206
$76
$134
$77
$182
Audi Q3
$94
$190
Audi SQ5
$98
$217
Audi e-tron
$100
$244
Audi S5
$101
$205
$102
$217
$103
$203
Audi Q8
$105
$265
Audi A8
$106
$225
$106
$249
Audi A3
$115
$128
Audi A5
$115
$186

Audi Q5 Premium safety features

When determining insurance premiums, insurance providers consider many factors, such as MSRP, trim level, model year, theft rates, and repair costs. A vehicle’s safety features and ratings are two other factors that significantly influence car insurance rates.  
Generally, the safer your vehicle is, the less likely it is to be involved in an accident and the lower insurance rates you’ll pay. 
Thankfully, the Audi Q5 Premium comes stocked with several advanced driver aids. Some of these include frontal collision mitigation, blind-spot warning, lane departure warning, adaptive cruise control, and front and rear parking sensors. These features are designed to help drivers reduce the risk of being involved in an accident, which reduces their risk to insurers. 
But it’s not only the safety features that insurers consider—the Q5 Premium’s IIHS and NHTSA safety ratings are also important. 
Below are the safety ratings for the Audi
Rating TypeRating
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Roof strength
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Good/Average depending on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
LATCH ease of use
Advanced

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.