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Jerry Data & Research
Cheapest Audi A4 Premium Car Insurance (Apr 2024)
Cheapest Audi A4 Premium Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Audi A4 Premium
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Jasmine Kanter
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does Audi A4 Premium car insurance cost?
- Compare the cheapest Audi A4 Premium car insurance quotes
- The best car insurance companies for Audi A4 Premium owners
- Audi A4 Premium insurance cost by model year
- Are Audi A4 Premiums expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Audi A4 Premium car insurance cost?
The average monthly insurance costs for the Audi A4 Premium range from $105 (for minimum coverage insurance) to $176 (for full coverage insurance). Compared to other A4 models, the Premium trim is 3% pricier to insure.
However, your personal expenses won't necessarily mirror the average. Your age, driving record, and other factors in your driver profile play a significant role in determining your auto insurance rates.
Compare the cheapest Audi A4 Premium car insurance quotes
While insurance companies rely on complex calculations, finding affordable rates is simpler than you might think. Jerry, a licensed insurance agent, offers free quotes for every kind of car under the sun, including the Audi A4 Premium.
Check out the table below to see how drivers used Jerry to find the best rates on A4 insurance policies:
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 19, 2024 | Infinity | $186 | Jeremy, 25 | • State Minimum Liability | |
April 19, 2024 | 2017 | State Auto | $129 | Derek, 32 | • 100,000/300,000 Liability • Comp / Collision |
April 17, 2024 | 2015 | Safeco | $64 | Albert, 56 Stevens, PA | • 25,000/50,000 Liability • Comp / Collision |
April 7, 2024 | National General | $113 | Claudia, 24 | • State Minimum Liability | |
April 6, 2024 | 2015 | Plymouth Rock | $184 | Leona, 41 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 26, 2024It’s always best to seek a
personalized car insurance quote
before settling for anything resembling the national average rate
. You never know what deals you could find just by looking.Car insurance premiums are influenced by individual factors, such as the driver's age. For instance, a 17-year-old motorist is likely to pay higher rates than a 30-year-old, even if they both have a clean driving record and good credit.
The best car insurance companies for Audi A4 Premium owners
Before you go looking for the
best auto insurance companies in the US
, take a moment to think about what matters most to you. If you know what you like—whether it’s overall quality, a great customer service department, smooth claims handling, or low policy costs—it’ll be easier to identify your top pick, since no company excels in every category.If affordability is your key concern, recalibrate your expectations: there's no single cheapest car insurance provider for every Audi A4 Premium driver. Individual factors like your age, location, driving history, deductibles, and more influence your insurance rates.
Without further delay, here are Jerry's top picks. We conducted a nationwide survey, asking policyholders to rate major American providers such as GEICO, Allstate, Progressive, USAA, and State Farm across four crucial categories.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Audi A4 Premium insurance cost?
The average cost to insure the sporty A4 Premium with minimum coverage insurance is $105 per month (or $1,260 per year). If you opt for a full coverage car insurance package, the price rises to $176 per month (or $2,112 per year).
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $108 | $1,296 |
Full coverage | $216 | $2,592 |
How much car insurance do you need for a Audi A4 Premium?
Choosing
minimum coverage car insurance
often means paying the bare minimum to satisfy your obligations under state law. It only comes with liability insurance, which pays for the bodily injuries or property damages of others, not yourself.A
full-coverage
policy usually includes liability, comprehensive, and collision coverage, providing a broader financial safety net. It pays the replacement and repair costs of your vehicle in a variety of circumstances.Explore insurance costs for other models
How do Audi A4 Premium insurance quotes compare to other Audi A4 car insurance rates?
Take a look at the table below for the average insurance costs for various Audi A4 models.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
A4 2.0T Cabriolet Quattro | $50 | $167 |
$74 | $184 | |
$76 | $134 | |
A4 2.0T Avant Quattro | $77 | $163 |
A4 Premium S-Line | $84 | $189 |
$86 | $183 | |
A4 3.2 Quattro | $92 | $208 |
$93 | $215 | |
A4 2 Turbo | $95 | $179 |
$95 | $169 | |
A4 Ultra Premium | $97 | $213 |
$98 | $180 | |
$108 | $216 | |
$109 | $162 | |
A4 1.8T Avant Quattro | $111 | $184 |
$112 | $223 | |
A4 3 Quattro | $120 | $132 |
A4 S-Line 1.8 Turbo | $131 | $223 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Audi A4 Premium insurance cost by model year
Your Audi A4 insurance costs depend largely on its "model year," or when it was manufactured. Depending on how old your car is, your rates could be above or below the average.
As a general rule of thumb, the newer the car, the higher the insurance prices. New cars have more advanced safety features, higher MSRPs, and higher cash values as a result. Conversely, older cars usually come with lower insurance costs.
2021 Audi A4 Premium car insurance quotes
Jerry takes the hassle out of comparing auto insurance quotes by collecting and comparing prices on your behalf. Here are a few real-life examples of what Jerry customers pay to insure their 2021 Audi A4 Premiums:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2021 | Progressive | $71 | Nancy, 27 | • State Minimum Liability |
2021 | Travelers | $87 | Barbara, 28 | • 50,000/100,000 Liability • Comp / Collision |
2021 | Plymouth Rock | $155 | Barry, 33 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 22, 2024The cost of car insurance is lower for Audi models that are a minimum of three years old. Take a look at the quotes below to see what we mean:
2020 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$181 | Leona, 34 Miami Beach, FL | • 100,000/300,000 Liability
• Comp / Collision | ||
$68 | Barbara, 29 Coram, NY | • 50,000/100,000 Liability | ||
$164 | Jeremiah, 37 West Palm Beach, FL | • 100,000/300,000 Liability
• Comp / Collision | ||
$133 | Augusta, 27 Seattle, WA | • 100,000/300,000 Liability
• Comp / Collision | ||
$388 | Sylvia, 55 Duluth, GA | • State Minimum Liability |
2019 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$115 | Louisa, 38 Sherman Oaks, CA | • State Minimum Liability | ||
$130 | Alex, 31 Austin, TX | • 50,000/100,000 Liability
• Comp / Collision | ||
Clearcover | $146 | Aiden, 29 San Antonio, TX | • 50,000/100,000 Liability
• Comp / Collision | |
$576 | Rodney, 35 Middletown, NY | • 100,000/300,000 Liability
• Comp / Collision | ||
$82 | Alvin, 28 Houston, TX | • State Minimum Liability |
2018 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$407 | Lydia, 27 Atlanta, GA | • 50,000/100,000 Liability
• Comp / Collision | ||
$105 | Henry, 31 Overland Park, KS | • 100,000/300,000 Liability
• Comp / Collision | ||
$154 | Isabelle, 30 Atlanta, GA | • State Minimum Liability
• Comp / Collision | ||
$205 | Joshua, 26 Charlotte, NC | • 50,000/100,000 Liability
• Comp / Collision | ||
Clearcover | $179 | Pearl, 31 Houston, TX | • 50,000/100,000 Liability
• Comp / Collision |
2017 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$189 | Cora, 24 Lakeland, FL | • State Minimum Liability | ||
$143 | Dean, 28 Atlanta, GA | • 50,000/100,000 Liability | ||
$135 | May, 52 Tampa, FL | • 100,000/300,000 Liability
• Comp / Collision | ||
$250 | Shawn, 25 Willow Street, PA | • 100,000/300,000 Liability
• Comp / Collision | ||
$129 | Lina, 32 Chantilly, VA | • 100,000/300,000 Liability
• Comp / Collision |
2015 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$272 | Lilly, 23 Orem, UT | • 100,000/300,000 Liability
• Comp / Collision | ||
$293 | Franklin, 25 Augusta, GA | • State Minimum Liability
• Comp / Collision | ||
$201 | Mitchell, 35 Newnan, GA | • 50,000/100,000 Liability
• Comp / Collision | ||
Clearcover | $99 | Jesse, 37 Atlanta, GA | • State Minimum Liability | |
$128 | Hester, 33 Bethlehem, PA | • State Minimum Liability
• Comp / Collision |
2014 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$136 | Chase, 43 Aubrey, TX | • 50,000/100,000 Liability
• Comp / Collision | ||
$95 | Myrtie, 28 Taylor, MI | • State Minimum Liability | ||
$78 | Robert, 38 Stamford, CT | • 100,000/300,000 Liability
• Comp / Collision | ||
$98 | Mildred, 33 Eden, NY | • 100,000/300,000 Liability
• Comp / Collision | ||
$257 | Alejandro, 32 Columbus, OH | • State Minimum Liability
• Comp / Collision |
2013 Audi A4 Premium car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$124 | Noah, 29 Mcconnelsville, OH | • State Minimum Liability
• Comp / Collision | ||
$180 | Francis, 43 Schertz, TX | • 50,000/100,000 Liability
• Comp / Collision | ||
$148 | Benjamin, 29 Smyrna, GA | • 100,000/300,000 Liability
• Comp / Collision | ||
$144 | Gordon, 26 Cincinnati, OH | • State Minimum Liability
• Comp / Collision | ||
$77 | Millie, 34 Charlotte, NC | • State Minimum Liability
• Comp / Collision |
Are Audi A4 Premiums expensive to insure?
The average insurance rates for similarly-priced car models are 3% lower than that of the Audi A4 Premium.
You can explore the insurance costs of competing models below:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Audi R8 | $48 | $99 |
Audi A7 | $59 | $221 |
Audi Q7 | $69 | $71 |
$72 | $134 | |
$73 | $268 | |
$75 | $206 | |
$76 | $134 | |
$77 | $182 | |
Audi Q3 | $94 | $190 |
Audi SQ5 | $98 | $217 |
Audi e-tron | $100 | $244 |
Audi S5 | $101 | $205 |
$102 | $217 | |
$103 | $203 | |
Audi Q8 | $105 | $265 |
Audi A8 | $106 | $225 |
$106 | $249 | |
Audi A3 | $115 | $128 |
Audi A5 | $115 | $186 |
When determining insurance premiums, insurance providers take many factors into consideration. MSRP, trim level, model year, theft rates, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Insurance companies also look at your car’s safety. Below are safety ratings of Audi A4 Premium from the Insurance Institute for Highway Safety (IIHS).
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Average depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | Superior |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
