Where can I find towing coverage for my car?

Where can I get one for any future incidences? Last week I accidentally forgot to turn off my headlights before I headed into work. Needless to say, 10 hours later, the battery was dead. $150 later, I realize I wish I had bought a towing package.

Answer provided by
Shannon Martin
Answered on Jul 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
Towing and labor coverage is handy to have around and is relatively inexpensive. There are few options that you will want to consider.
  1. Check with your insurance carrier to see if they can add a towing and labor package to your policy. Companies like Progressive and GEICO generally have towing and labor options priced at less than $20 per year.
Standard coverage includes towing, jump starts, lockout services, and tire changes.
  1. You can look into a membership program like AAA or Urgently. This type of towing package is priced a little higher, around $100 per year.
Depending on your lifestyle, the benefits could outweigh the cost. A membership could cover:
  • extended mileage towing
  • jump starts
  • lockout services
  • tire changes
Additionally, you could have discounts on rental cars and hotels, vacation planning, and even trip interruption coverage.
  1. Lastly, check with your credit card company. Some credit cards have built-in benefits most customers aren’t aware of. Towing and rental car coverage are just a few of the options that may be available to you.”

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