I got a letter in the mail saying that I was denied dealer financing three weeks after I bought the car. What should I do?

What should I do if I received a letter my financing was denied? The dealership has not contacted me in any other way and I have received all of my paperwork from the lender.

Answer provided by
Johnny Puckett
Answered on Jul 09, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
“The requirement that dealerships send that letter out is so strict that a lot of dealerships would rather send it to someone that doesn’t need it than to not send it to someone that does.
These letters get sent out all the time by mistake, but just to be sure, you should call the lender to verify that you were approved and that you are in good standing.
Then you should call the dealership to let them know their mistake so that you can enjoy your new car worry free.”

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