What do you need to get a car title loan?

My wife and I are celebrating our 50th wedding anniversary soon, and I want to buy her something special. Sadly, I’m a bit short on money. I want to take out a car title loan to afford the necklace. What do I need to apply for the loan?

Wow! 50 years of marriage is a huge accomplishment, so congratulations!
If you want to make the celebration special and take out a car title loan to afford the necklace, you should first verify they are legally allowed in your state. If they are, you will likely need the following:
  • Vehicle title
  • Vehicle registration
  • Any financial documents related to the vehicle
  • Driver’s license
  • Proof of insurance
  • Utility bill or other proof of residency
  • Recent pay stubs or proof of income
  • Contact information for at least two references
Requirements for a title loan vary by lender, and you may not be required to provide all the above documents. However, having them readily available will streamline the process.
You should also compare offers from multiple lenders to ensure you are getting the best deal. Keep in mind that car title loans can be expensive to repay and put you at risk of losing your vehicle, so if you can borrow money or apply for a personal loan, that may be a safer alternative.
To help afford the necklace and make it easier to repay the loan, you should look for additional ways to save money. If you want to save money on your car insurance, the Jerry app is a good place to start.
As a licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies. Jerry will even help you cancel your old policy so you don’t have to!
Jack Walsh
Answered on Nov 15, 2021

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