What credit reporting agency does GMAC use?

What credit bureau does GMAC use? I want to purchase a car through GMAC (GM Financial) and I know they'll run my credit report. My Experian and Equifax reports look great, but the TransUnion, not so much.

Answer provided by
Eric Schad
Answered on Jul 15, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“GMAC, or GM Financial, uses TransUnion.
They may also use Experian or Equifax if you’re a borderline candidate for financing.
You may want to see what’s on your TransUnion report to see if you can improve your credit score before you apply.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies