What credit reporting agency does GMAC use?

What credit bureau does GMAC use? I want to purchase a car through GMAC (GM Financial) and I know they'll run my credit report. My Experian and Equifax reports look great, but the TransUnion, not so much.

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Eric Schad
Answered on Jul 15, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“GMAC, or GM Financial, uses TransUnion.
They may also use Experian or Equifax if you’re a borderline candidate for financing.
You may want to see what’s on your TransUnion report to see if you can improve your credit score before you apply.”
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