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What credit reporting agency does GMAC use?

What credit bureau does GMAC use? I want to purchase a car through GMAC (GM Financial) and I know they'll run my credit report. My Experian and Equifax reports look great, but the TransUnion, not so much.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“GMAC, or GM Financial, uses TransUnion.
They may also use Experian or Equifax if you’re a borderline candidate for financing.
You may want to see what’s on your TransUnion report to see if you can improve your
credit score
before you apply.”
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