What are the different types of car insurance?

What does each insurance cover? I don't really understand the difference between different types of car insurance.

Answer
“There are two main types of car insurance. They are liability insurance and full coverage.
Liability insurance is made up of two parts. Bodily injury liability and property damage liability.
Bodily injury covers any injuries you may cause to someone else in an accident. Property damage covers any damage you may cause.
Full coverage is made up of comprehensive insurance and collision insurance.
Comprehensive insurance protects your vehicle from damage that may occur from a covered peril. This often includes:
  • windstorm damage
  • a collision with an animal
  • broken glass & vandalism.
Collision insurance protects your vehicle if in a collision with another vehicle or object.
Most states have minimum liability requirements while full coverage is typically optional.”
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Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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