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What are the best places to live in Louisville?

I’m getting ready to move and I want to make sure I get the lowest rate possible on the car insurance I need. What’s the best place to live in Louisville for securing lower car insurance premiums?

avatar
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When car insurance companies determine your rate, they assess a variety of risk factors including traffic, theft, and crime rates. As a result, your address can have a huge impact on your car insurance premium.
Here are some of the best places to live in in Louisville,
Kentucky
for car insurance:
  • Bonnycastle: While the houses may be pricey, Bonnycastle is in the bottom 4% of crime of all cities in the
    Louisville
    area. Plus, it is kid friendly and home to several nice schools. Given the low risk of crime, car insurance is also generally cheaper in the neighborhood.
  • Butchertown: Butchertown has cheap housing, an active community, and a series of worthwhile restaurants. While the crime rate is a little higher than other neighborhoods in the area, the traffic rates are generally low—keeping accidents to a minimum.
  • Crescent Hill: Resting in the outskirts of Louisville, Crescent Hill is a quiet neighborhood with a great community of young families. Housing prices are relatively cheap, crime is generally low, and insurance costs are far lower than average.
If none of these neighborhoods work for you, remember that there are plenty of others to choose from. And if you’re still worried about finding affordable car insurance, use
Jerry
to make sure you’re getting the lowest available rate for the coverage you need.
A licensed broker, the Jerry app helps users compare personalized car insurance quotes from over 50 top providers like Progressive and Nationwide for free. When you find a quote you like, Jerry can help you switch plans and even help cancel your old policy.
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