Should I get uninsured motorist coverage for my Dodge Challenger if I already have Tricare?
If I'm in the military and have Tricare, can I decline uninsured motorist coverage? What would happen if I got into an accident with an uninsured driver?
“In order to be protected from injuries or damages when you’re in an accident with an uninsured driver, you’ll need to have uninsured motorist coverage.
While having good health care is important, uninsured motorist coverage guarantees you’ll be covered up to your policy limits. This coverage can offset the high deductibles or copays that health insurance may have. It also can help reduce the out-of-pocket costs you may face if you have large medical bills following an accident.
Additionally, most health-care plans do not cover property damage. If your Challenger is damaged in an accident with an at-fault uninsured driver, you’ll need uninsured motorist property damage. Without it, you’d be responsible for replacing or repairing your vehicle.
While it may seem like an extra cost, uninsured motorist coverage can provide an extra layer of protection for you and your vehicle. “
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