Should I get uninsured motorist coverage for my Dodge Challenger if I already have Tricare?
If I'm in the military and have Tricare, can I decline uninsured motorist coverage? What would happen if I got into an accident with an uninsured driver?
Answer provided by
Answered on May 19, 2021
“In order to be protected from injuries or damages when you’re in an accident with an uninsured driver, you’ll need to have uninsured motorist coverage.
While having good health care is important, uninsured motorist coverage guarantees you’ll be covered up to your policy limits. This coverage can offset the high deductibles or copays that health insurance may have. It also can help reduce the out-of-pocket costs you may face if you have large medical bills following an accident.
Additionally, most health-care plans do not cover property damage. If your Challenger is damaged in an accident with an at-fault uninsured driver, you’ll need uninsured motorist property damage. Without it, you’d be responsible for replacing or repairing your vehicle.
While it may seem like an extra cost, uninsured motorist coverage can provide an extra layer of protection for you and your vehicle. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Can I take a car that I cosigned for after a breakup?
I cosigned a car loan for my then-boyfriend two years ago and I've made all the payments. After our breakup, I asked him to give the car to me but he refused. Is there a way for me to get the car in my name only?
Mar 12, 2021
"Do all auto loan lenders require five references? "
I thought my excellent credit score and good-paying job would be enough to get me approved for a car loan, but the application from my bank is asking for five references. Is this 100% necessary?
May 05, 2021