PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is home insurance included in your mortgage payments?
My brother and I are really close to closing on a family vacation house in Georgia and we were both wondering, is home insurance included in the mortgage payments?
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, homeowners insurance is not included in your mortgage payments. Your homeowner’s premium is a separate policy and expense from your mortgage loan.
However, although these are separate expenses, they can be paid together through an
escrow account
set up by your lender. So while your home insurance isn’t included in the number you receive for your mortgage estimates, you may be able to pay for both expenses at once.If you are interested in an escrow account, get in touch with your lender to find out more.
Although buying a home is undoubtedly a large expense, paying for
home
and auto
insurance doesn’t have to be. If you’re interested in saving hundreds of dollars on your premiums, check out the Jerry
app to find out how you can bundle your home and auto insurance
. The savings keep coming even after Jerry finds you great insurance at the lowest price. Before every policy renewal period, you’ll be presented with new competitive quotes, which means you’ll always have the best coverage at the best price. If you want to switch policies, Jerry can help cancel your old policy.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
