Services
Insurance
Loans
Repairs
Advice
About

Is car insurance more expensive in Washington?

I’m moving to Washington this fall for a new teaching job! But I haven’t had time to do much research on the cost of living yet. Is car insurance more expensive in Washington?

avatar
Mariza Morin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on the new job! Car insurance is not as expensive in
Washington
as it is in
several other states
in the nation.
Drivers in Washington pay an average of $1,854 for liability-only coverage and $2,476 for a full-coverage policy. But your
specific premium
will depend on various factors like your location, age, driving record, and the type of vehicle you own.
If that still seems pricey, note that Washington has a few not-so-great characteristics that contribute to insurance costs:
  • Auto thefts: Car theft has increased in Washington since the start of the COVID-19 pandemic. Over 31,000 vehicles were reported stolen in 2021.
  • Uninsured drivers: Washington has one of the highest uninsured motorist rates in the country. As of 2019, over 21% of Washington drivers were on the road without insurance.
  • Inclement weather: Washington is prone to severe weather, including strong windstorms, heavy rainfall, and thunderstorms. The state has also seen a rise in wildfires.
Car insurance in the Evergreen State can be expensive, but
Jerry
, the #1-rated
super app
, can help you find the best rates available.
All you have to do is download the Jerry app, answer a few basic questions, and in 45 seconds you’ll unlock several customized quotes from over 50 top insurance providers. Once you pick a new policy, Jerry’s team will take care of the rest—including helping you cancel your old policy.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings