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Is a 668 credit score good for a car loan?

Can I get a car loan with a 668 credit score? It’s so close to the cutoff for a good score and I’m hoping that I’ll still qualify for a good rate even though it’s technically not over 670.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While a 668 credit score is still considered fair, not good, there are still some things you can do to raise your score by two or more points before applying for a car loan. These things include:
  • Paying off any overdue debts
  • Paying all of your bills on time
  • Reducing your utilization of your line of credit to 30% or less
Doing these things will improve your credit score. Once your score reaches 670 or higher, it will be considered “good,” and you’ll qualify for better rates on your loan.
Raising your credit score can affect your car insurance rates as well. To learn more about your options, check out the
Jerr​​y
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