“It’s legal and ethical as they’re a business. They don’t have to sell to anyone they don’t want to, as long as it’s not based on race, gender, or sexual orientation.
That said, it’s somewhat confusing because they let a sale walk out the door. But there’s always two sides to every story. Maybe the dealership
had a bad experience with your credit union. If you feel that the decision was biased, you can report the dealership to the Better Business Bureau and speak with the manager of the dealership. You can file a consumer complaint with your state’s Department of State as well.
Otherwise, you can accept their decision and look elsewhere. It’s unlikely another dealer will turn down a check in hand, even if it’s with another lender.
When you do get the keys in hand, don’t forget that you will need proper coverage for your new car. If you haven’t already found insurance, use the free Jerry
app to help you find the best deal. Jerry compares rates from the top 50 companies in under a minute, delivering the best deals to your phone.”