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"I never got a bill for my car loan. What do I do? "
"I bought a new car online three months ago. Financing was provided by the dealer and supposedly handled through a credit union at three percent interest.
The credit union has no record of agreeing to finance the car, and the dealer keeps saying that they’re looking into it. I really like the car and want to pay for it. How should I handle this?
"
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“What is most likely happening is that the dealer thought they could find you financing through the credit union, but the deal fell through and they had to get you financing with another lender. Don’t stress out about it, but you should keep calling the dealer until you find out who to pay.
Also, you should be putting your monthly payments aside every month for when they do finally get this worked out. It seems like it’s the dealer’s or lender’s error, so you shouldn’t be penalized with fees, but they will likely expect you to have all of the back payments.
“
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- Gregory R.
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