How to shop for a new car insurance?

What's the best way to shop for new car insurance? I think I've had enough of my provider and I'm looking to make a change.

Answer
Shopping for new car insurance can be a long process, but staying organized and directed can make the process much easier. Follow these five steps to find the insurance you want at the best price:
  • Collect your information. To give you an accurate quote, most providers will need your personal, car, and insurance information, along with your driving history. Keep it accessible and on-hand—you’ll need it!
  • Choose your coverage. Knowing how much insurance you want can help you get accurate quotes faster. Be sure to read up on your state insurance requirements before deciding.
  • Pick a shopping method. You can find all the information you want online, but you won’t have any guidance. Agents can be helpful but sometimes get paid commission for sold policies (so they might not have your best interests at heart). Brokers are less biased, but they’ll also cost you extra.
  • Compare providers. Once you get your quotes, compare the companies. Make sure their policies align with your values and their quote aligns with your budget.
  • Buy your policy and cancel your old one. You should only cancel your old policy after you buy your new one. Lapses in coverage can actually lead to higher premiums!
Following these steps will help you make sure you get a policy that fits your needs. But if it sounds like too much work, you can always use Jerry. A licensed broker, the Jerry app will help you find and compare personalized quotes for free.
Joshua Levy
Answered on Dec 10, 2021
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