Services
Insurance
Loans
Repairs
Advice
About

How to shop for a new car insurance?

What's the best way to shop for new car insurance? I think I've had enough of my provider and I'm looking to make a change.

avatar
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Shopping for new
car insurance
can be a long process, but staying organized and directed can make the process much easier. Follow these five steps to find the insurance you want at the best price:
  • Collect your information. To give you an accurate quote, most providers will need your personal, car, and insurance information, along with your driving history. Keep it accessible and on-hand—you’ll need it!
  • Choose your coverage. Knowing how much insurance you want can help you get accurate quotes faster. Be sure to read up on your state insurance requirements before deciding.
  • Pick a shopping method. You can
    find all the information you want online
    , but you won’t have any guidance. Agents can be helpful but sometimes get paid commission for sold policies (so they might not have your best interests at heart).
    Brokers
    are less biased, but they’ll also cost you extra.
  • Compare providers. Once you get your quotes, compare the companies. Make sure their policies align with your values and their quote aligns with your budget.
  • Buy your policy and cancel your old one. You should only cancel your old policy after you buy your new one. Lapses in coverage can actually lead to higher premiums!
Following these steps will help you make sure you get a policy that fits your needs. But if it sounds like too much work, you can always use
Jerry
. A licensed broker, the Jerry app will help you find and compare personalized quotes for free.
MORE: 10 ways to get cheap car insurance that’s actually good
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings