PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How often can you change home insurance?
I’ve been with my current home insurance provider for a year. I just got my renewal notice, and it looks like my premium is increasing. I’m considering changing companies, but I’m not sure if it’ll hurt my credit. How often can you change home insurance companies?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The truth is, you can change up your
homeowners insurance
as often as you want—and most experts recommend shopping for rates at every policy renewal.Since insurance rates are prone to change frequently, you don’t always benefit from staying with the same provider. In fact, reviewing your options for insurance prior to renewing your policy can help ensure that you’re always getting the best rate for the coverage you need.
That’s why personal finance experts recommend gathering new quotes every one to two years. And as long as you aren’t filing claims with each new insurer, you shouldn’t see any negative effects from switching insurance companies or looking into lower rates.
You also don’t have to wait until your policy renews to switch providers (although it’s easier if you do). If you’re unhappy with your homeowner’s policy, you have the ability to change your coverage or insurer at any time.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
