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How much will it cost to add a car to my insurance?
My sister recently moved in with me. We want to be on one insurance policy since we live together now. How much will it cost to add her car to my insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Sharing an insurance policy when living with someone is a great way to potentially save money! It also ensures that your sister will have coverage any time she drives your car or vice versa. The cost of adding a car to your
car insurance
policy is dependent on several factors.The type and
value of the vehicle
is one factor of cost. A newer or luxury car will cost more to insure than an older vehicle. The type of coverage a car needs also impacts the rate you pay.If you only carry
liability coverage
on your car but your sister needs full coverage, it will cost more to add her vehicle.Since estimating the cost of adding a vehicle to your insurance is difficult, get a quote from your car insurance provider. By getting a quote from them directly, you will get the actual cost of adding her vehicle to your policy.
If the cost of adding her vehicle to your policy is too high, you should shop around. You may be able to find a lower rate with another company.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This free app can collect quotes from up to 50 top insurance companies in seconds!”
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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