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How much is renters insurance in PA?

I’m moving to Pittsburgh from Maryland this summer. My budget so far includes food, utilities, and rent—and my landlord is going to require renters insurance. Typically, how much is renters insurance in PA?

avatar
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your upcoming move! The average price of
renters insurance
in Pennsylvania is an affordable $194 per year. (This is about $25 more than the national average.)
In this instance, your monthly payment is about $16, and it’s well worth the investment: renters insurance can pay out tens or even hundreds of thousands of dollars in the event of a major incident in your apartment or rental home.
Your premium is calculated based on various factors that reflect your circumstances, including the
value of your possessions
as well as:
  • Zip code: If you live in an area with a high property crime rate, you can expect to pay more to insure your stuff. Pittsburgh’s property crime rate is slightly higher than the national average.
  • Claims history: If you’ve filed an insurance claim before (such as after a car accident), you might be charged a higher premium.
  • Coverage and deductible: Your landlord may require you to purchase a higher liability or property coverage limit, which will up your premiums. Additionally, if you opt for a lower deductible (meaning you have to pay less before your insurance kicks in), you’ll have to pay more each month.
If you’re feeling overwhelmed, just download
Jerry
to compare dozens of competitive renters insurance quotes. You’ll also have access to a team of friendly insurance agents ready to answer your questions by call or text.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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