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How much is home insurance in Georgia?

I’m moving back to Georgia from the West Coast. I know there’s going to be a price difference on a lot of things, including home insurance. How much is home insurance in Georgia?

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Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’re right, there is a price difference when it comes to home insurance. The average price of home insurance in Georgia is $1,376 per year.
That number is not necessarily the price you’ll pay, however. Your premium will be the result of a careful calculation based on your zip code, the size of your property, the age of the property, and how much coverage you want.
Rates are also impacted by the likelihood of natural disasters. On the one hand, the West Coast has a high risk for wildfires, but on the other, Georgia is quite vulnerable to flooding.
Our recommendation for you is to start shopping around now to get a sense of pricing. If you already have a sense of which neighborhoods you like, that’s enough information to
start getting quotes
.
Did you know that different insurance companies charge more for the same coverage? Other companies offer unique discounts but you have to ask to unlock them. The best way to know that you’re getting the best rate is to get quotes from multiple companies.
If you have questions about
homeowners insurance
—or if you’re ready to browse policies— reach out to
Jerry
. Our app can speed up the insurance shopping process. Or call our friendly agents! We would love to help you review your options and prepare for your upcoming move.
Hope this helps!
MORE: How to settle into a new house
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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