You’re right, there is a price difference when it comes to home insurance. The average price of home insurance in Georgia is $1,376 per year.
That number is not necessarily the price you’ll pay, however. Your premium will be the result of a careful calculation based on your zip code, the size of your property, the age of the property, and how much coverage you want.
Rates are also impacted by the likelihood of natural disasters. On the one hand, the West Coast has a high risk for wildfires, but on the other, Georgia is quite vulnerable to flooding.
Our recommendation for you is to start shopping around now to get a sense of pricing. If you already have a sense of which neighborhoods you like, that’s enough information to start getting quotes
. Did you know that different insurance companies charge more for the same coverage? Other companies offer unique discounts but you have to ask to unlock them. The best way to know that you’re getting the best rate is to get quotes from multiple companies.
If you have questions about homeowners insurance
—or if you’re ready to browse policies— reach out to Jerry
. Our app can speed up the insurance shopping process. Or call our friendly agents! We would love to help you review your options and prepare for your upcoming move. MORE: How to settle into a new house