Services
Insurance
Loans
Repairs
Advice
About

How much does renters insurance cost in Florida?

I just got a new job down in Florida, so I’ll be moving there in a few weeks. How much is renters insurance in Florida? Does it cost more there than other places?

avatar
Matt Terzi · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Hey, congrats on landing your new job!
Florida
is a great place to live. Be sure to
drive down to the Keys
while you’re there. That Highway One bridge is a sight to behold.
Renters insurance policies typically start at around $15 per month for $30,000 worth of coverage, and they’ll go up to around $40 to $50 per month for a much bigger $100,000 policy. That’s as true in Florida as it is in most other areas.
Unlike
home and car insurance
, renters insurance doesn’t change much based on geography and other factors. So what you pay for renters insurance in Florida won’t be much different from what you’re paying elsewhere.
You’ll want to take your time and list out the items in your home you’d need help with replacing. Things like computers, clothing, appliances, televisions, video game consoles, and furniture should make that list. Don’t worry about smaller items like toiletries, pencils, etc.
Once you’ve made your list, try to estimate what everything is worth, including the actual cash value (what you could sell these items for) and the real cash value (what it would cost to replace these items). Once you add everything up, you’ll have a good idea of how much coverage you need.
It’s better to overestimate than under-estimate. You don’t want to get $30,000 worth of coverage for $50,000 worth of belongings!
When you’re ready to start shopping for renters insurance, don’t forget that
Jerry
can help with a lot more than just
car insurance
. This powerful app can save you money on renters insurance and homeowners insurance, too.
Jerry makes it easier than ever to switch and save, with over one million Jerry users saving an average of $887 per year on car, home, and renters insurance. And Jerry can help you
bundle policies
and save even more, too!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings