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How much can I get on a car title loan?
What’s the maximum amount of money I can get on a car title loan? I just got hit with a bunch of bills I didn’t expect, and I need to get money to pay them off as soon as possible.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The amount of money you can get on a car title loan will depend on the value of your car. On average, most title loans are worth between $100 to $5,500, but some lenders may let you borrow as much as $10,000! A good rule of thumb is that lenders will usually let you borrow up to 25-50% of your car’s value for a title loan.
Keep in mind that the more you borrow, the more you’ll pay in interest. Car title loans are notorious for their high APRs, sometimes as high as 100-200%. Be careful to choose your loan carefully so you don’t lose your car to repossession or wind up paying ridiculous amounts each month.
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