How do you switch your car insurance?

My sister says she pays $100 less than me for insurance. She's with a different company, so I'd like to switch. How do you switch your car insurance?

“Finding out someone pays less than you for insurance can be frustrating! Thankfully, switching your car insurance isn’t difficult.
Since you want to switch to your sister’s insurance company, start by requesting a quote from them. Your sister is paying less than you currently, but insurance rates vary from person to person. Many factors determine insurance rates, so you’re not guaranteed to find a better rate.
By requesting a quote, you can see what you’d be paying with her company. If you like the quote that her insurance gives you, you begin the switching process.
Before you agree to the new policy, inform your current company that you’re going to switch insurers. While you can switch or cancel your insurance at any time, some providers charge cancellation fees. Informing them first ensures you aren’t surprised with additional fees when you cancel. In other cases, you may get a prorated refund on your insurance.
After you’ve purchased the new policy, you can then cancel your prior policy. However, don’t cancel the old insurance before finalizing your new policy. If any issues arise with the switch, canceling can cause a lapse of insurance, which in turn, may affect your future rates.
If you want to compare additional car insurance quotes before switching, go to Jerry. Jerry is a licensed broker that offers end-to-end support, and the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”
Emily Maracle
Answered on Oct 13, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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