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How do you insure a car in GTA 5?

I just spent hours and tons of virtual money building my favorite car on GTA 5. I want to put insurance on it so if something happens, it isn’t all that difficult to get the car back. How can I insure my favorite car in GTA 5?

avatar
Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Follow these steps to insure a car in GTA 5 online:
  • Drive the car you want to insure to any Los Santos Customs location.
  • Select Loss/Theft Prevention from the menu.
  • Select Mors Mutual
    Full Coverage Insurance
     
  • Pay the fee.
Car insurance
won’t completely protect your GTA 5 vehicle, but it will add a safety net if something happens to your car while you’re not online. Take the following steps to replace a damaged or stolen car with your car insurance in GTA 5 online:
  • Access your character’s cell phone.
  • Scroll to and call Mors Mutual Insurance.
  • Pay the insurance claim fee.
If another player destroys your car while you’re playing online, then they’ll be responsible for the fee to get your car back.
Pro tip: You may not be able to get a stolen GTA car back unless you also install the
anti-theft tracker
available at Los Santos Customs.
View full answer 
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