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Can I get approved for a car loan over the phone?

Can you actually get approved for a loan over the phone? I want to get a quick, easy, and convenient car loan. My wife told me I could probably do it over the phone.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You can’t get approved for a loan over the phone, but you might get preapproved.
Preapproval isn’t legally binding, but it does provide you with a budget and interest rates you might receive.
In most cases, you can also get preapproval via:
  • email
  • online
  • in-person
  • over the phone
Just keep in mind that this isn’t technically approval, which will require you to go to closing in person.
While preapproval is important in purchasing a car, you’ll
need to bring many other documents
 in order to buy a vehicle.
You can’t get loan approval on the phone, but you can shop for car insurance at the touch of a button. The free
Jerry
 app is a car insurance comparison tool that finds the best rates in your area hassle-free.”
MORE:
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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