How do you change cars on an insurance policy?

My engine burned out at the end of July and I'm going to need to get a new car for the winter. When I'm dealing with insurance, what is the best way to change cars on my policy?

Answer
Sorry to hear about your old car! To begin the process of changing cars on your car insurance policy, contact your agent via the phone, go to your insurance company’s website, or open your insurer’s mobile app.
Provide the following information about your new car:
  • Vehicle year, make, and model
  • VIN
  • Effective date of purchase
  • How you plan on driving the car
  • Required coverage
  • Lienholder name and address (if applicable)
This helps ensure your insurance policy reflects your new vehicle purchase. If you are parking your older vehicle, you can add the new car as a replacement vehicle.
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Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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