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How do you change cars on an insurance policy?

My engine burned out at the end of July and I'm going to need to get a new car for the winter. When I'm dealing with insurance, what is the best way to change cars on my policy?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your old car! To begin the process of changing cars on your
car insurance
policy, contact your agent via the phone, go to your insurance company’s website, or open your insurer’s mobile app.
Provide the following information about your new car:
  • Vehicle year, make, and model
  • VIN
  • Effective date of purchase
  • How you plan on driving the car
  • Required coverage
  • Lienholder name and address (if applicable)
This helps ensure your insurance policy reflects your new vehicle purchase. If you are parking your older vehicle, you can add the new car as a replacement vehicle.
If you’re ever in the market for a new insurance policy,
Jerry
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