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How do I recover a destroyed car in GTA V?

I was in a shootout in GTA V the other day and my favorite car was completely destroyed. Is there a way for me to get it back or am I out of luck?

avatar
Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Between gunfights, car chases, and just random chaos, it’s only a matter of time before everyone who plays GTA V has a personal vehicle destroyed. But don’t worry, as long as you have the insurance and tracker installed, recovering your destroyed car in GTA V is pretty easy. Just follow these steps:
  • Step 1: Go to an accessible location, such as a sidewalk or parking lot.
  • Step 2: Call Mors Mutual Insurance using the Contacts app on your smartphone.
  • Step 3: Select the “make a claim” option and your vehicle.
  • Step 4: Pay the claim penalty if you were the one who caused the damage (we said mostly free, not completely free).
  • Step 5: Call the mechanic from your phone’s Contacts app.
  • Step 6: Select the garage in which the now-recovered vehicle is stored.
  • Step 7: Select your car from the list of cars in the garage.
  • Step 8: Wait patiently for your recovered vehicle to spawn at your location.
Though you do have to pay a penalty and wait for the mechanic to repair the car (which can take several minutes), it’s much better than buying the car and upgrading it again.
Adding insurance to your personal vehicle can save you a lot of money and heartache in GTA V, and it can in real-life, too. While you wait for your recovered car to spawn, take a minute to download the
Jerry
app to see how much money you could be saving on
car insurance
.
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