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How do I get car insurance for about $50 a month?

I can't afford to pay more than $50 a month at the moment. What can I do to find cheap car insurance?

avatar
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, because
car insurance
premiums are based on a variety of individual factors, we can’t tell you how to secure a specific rate—but we can tell you how to get the lowest rate possible on the coverage you need.
When calculating your premiums, insurers take into account things like:
  • Your age
  • Your zip code
  • Your driving record
  • Your vehicle make and model
This means driving safely, maintaining your finances, and choosing a more conservative vehicle can all help you qualify for cheaper car insurance.
To save even more money on car insurance, you should:
  • Take advantage of
    car insurance discounts
    , like safe-driver, low-mileage, and student discounts.
  • Compare rates from at least 3 to 5 providers. Because each carrier uses their own algorithms to calculate premiums, you can often find lower rates for the same coverage simply by switching providers.
  • Use the free
    Jerry
    AllCar™ app to compare rates from dozens of the nation's top providers and automatically re-shop your policy every time it comes up for renewal.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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