premiums are based on a variety of individual factors, we can’t tell you how to secure a specific rate—but we can tell you how to get the lowest rate possible on the coverage you need.
When calculating your premiums, insurers take into account things like:
, like safe-driver, low-mileage, and student discounts.
Compare rates from at least 3 to 5 providers. Because each carrier uses their own algorithms to calculate premiums, you can often find lower rates for the same coverage simply by switching providers.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.