How do I get a replacement car key if I lost the original?

My purse was stolen, and my car keys were in it. Is there a way I can get a replacement if I don't have the original anymore?

Answer
Sorry to hear about the theft! As a silver lining, your comprehensive coverage should pay for the new keys!
If you need to get a replacement key, your first call should be to your insurance company. They usually work with certain locksmiths, and they will help you file a claim for the replacement.
Sometimes, the locksmith can get you a replacement on the spot. Other times, you will have to get your car towed to the locksmith’s office. Generally speaking, the cost of replacing your keys is somewhere between $100 and $350.
In other instances, and especially for newer cars, you may have to go to the dealer to get a replacement. In addition, you may need a new ignition lock cylinder.
Hopefully, you have comprehensive insurance to cover this or you may have to pay out of pocket. If you don’t, you may want to add this coverage to your policy. That’s when you should trust Jerry. Sign up on the insurance broker app to compare up to 50 quotes from top providers in just minutes.
Eric Schad
Answered on Nov 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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