How do I add another car to my insurance?

My mom just bought a new car. She's already on my insurance for my car, but how do I add her car to my policy?

Answer
To add your mom’s vehicle to your car insurance policy, speak with your car insurance company. You may also be able to her add her vehicle online through your account.
When adding another vehicle to your policy, your price will likely increase. Though some companies offer discounts for having multiple cars on your policy, you are still adding additional coverage to your policy. For example, if your mom needs full coverage on her vehicle but you have liability only, your rate is going to increase.
However, since your mom is already rated on the policy as a driver, you ideally shouldn’t see a large price jump.
If you add your mom’s vehicle to your policy and there is a significant price increase, or you’re not happy with your new rate, you can shop around on the Jerry app. On the app, you can request multi-car insurance quotes from various companies to determine the best rate.
Doing this will allow you to see what companies can offer you the best rate for multiple cars and drivers, along with the specific coverage you need.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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