How can you lower your car insurance after an accident?
I got into an accident a few months ago. My insurance just renewed and my premium increased by $200. Are there ways to get a cheaper insurance rate even if you’ve been in a wreck?
. Only some companies do, but you may be able to save a bit of money if you add it to your policy.
You should also shop around for a lower premium. You can switch your car insurance provider at any time, so it’s worth getting quotes from other companies to find out if better deals exist elsewhere. Most experts recommend
. The Jerry app can collect quotes from up to 50 top insurance companies in seconds and deliver the best deals straight to your phone for free! They even help cancel your old policy once you’ve made your pick.
If you can’t find a lower rate by shopping around, you may need to wait it out. While it takes three to five years for accidents and/or violations to disappear from your driving record, your insurance rate should start to decrease over time (as long as you maintain a clean driving record).
Insurance rates change often. Try shopping closer to your next renewal or every six to 12 months.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.