is to keep your driving record clean. You’d be shocked to discover how much your rates can increase after an accident or traffic incident! But there are also other ways that you can save on your policy.
First, make sure to shop around. Different insurance companies will offer different rates. A general rule of thumb is to get at least three different quotes. You can get
makes finding the best deals online easy. Jerry does the hard work of comparing rates for you, then delivers the best deals to your phone in minutes. And the best part–shopping for insurance with Jerry is free.
Second, compare insurance costs before buying your vehicle. A portion of insurance costs are determined by how much your vehicle would cost to repair or replace. Most carriers offer discounts for anti-theft or active safety features. Be sure to know which of these systems your car may have so you can calculate how much you can save on insurance.
Another trick is to get higher deductibles. A deductible is the price you pay before your insurance covers the rest. The average deductible is $500, but choosing a $1,000 deductible can save you as much as 40% on your collision and comprehensive costs. Make sure you have enough saved to pay your chosen deductible in the event of a claim.
Companies also offer policyholder discounts based on many other criteria. This includes students with good grades, drivers with no accidents in the past three years, customers with auto and home insurance bundles, and so on.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.