How can I help my friend become an insured driver on my spare car?

I want to let my friend drive my extra car, but my insurance carrier won't add her due to her driving record. Should she get a non owners policy?

Answer
Non owners car insurance is designed for drivers who don’t regularly operate a vehicle. If she will be using your car on a regular basis, this won’t be the most suitable option for her.
If you are in a situation to gift the car to your friend, this will be your best option. Then she can get the car registered and insured under her own name. Even with a less-than-perfect driving record, building up her insurance history will help decrease her rate over time.
Using the Jerry app is a another good way for her to save money. As a licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand companies and buying insurance.”
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Shannon Martin
Answered on May 06, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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