“Sorry to hear about your situation!
Since you don’t have uninsured/underinsured motorist coverage, the only way you’ll probably be able to recoup your losses is to sue the other driver. Ask your friends and family members if they know a trustworthy attorney, or search for an attorney who doesn’t collect money unless you win your case if you don’t have cash to pay upfront.
For the future, add uninsured/underinsured motorist coverage to your motorcycle policy. It won’t cost that much more per month and you can protect yourself from uninsured drivers.”