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How can I get money for property damage to a motorcycle in Kentucky if I was hit by an uninsured driver?

I was driving my motorcycle in Kentucky when I was hit by an uninsured driver. The bike is a total loss. I only had liability coverage, so my insurance won't pay for property damage. How can I get the money from the other driver?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Sorry to hear about your situation!
Since you don’t have
uninsured/underinsured motorist coverage
, the only way you’ll probably be able to recoup your losses is to sue the other driver. Ask your friends and family members if they know a trustworthy attorney, or search for an attorney who doesn’t collect money unless you win your case if you don’t have cash to pay upfront.
For the future, add uninsured/underinsured motorist coverage to your motorcycle policy. It won’t cost that much more per month and you can protect yourself from uninsured drivers.”
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