How can I get a cheap non owners car insurance policy?

I live in Los Angeles and really don't need a car; however, I rent one when I drive to visit family in Big Bear. I thought I could save money on the rental insurance by getting non owners car insurance, but it seems really expensive. How can I make it cheaper?

Answer
“Buying insurance from a rental car company can be very costly, but buying a non owners car insurance policy can be expensive as well, depending on where you live.
Since your Los Angeles address is the one being used as the “”rated location”” for the non owners policy, it will have a Los Angeles price tag. Depending on how often you drive to Big Bear, it may be cheaper to go with the rental agency’s coverage.
Also, keep in mind that most non owners policies do not have comprehensive insurance or collision insurance. Adding the coverage will increase the premium even more. “
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Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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