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How bad is the traffic in San Francisco?

Next month, I’m heading to San Francisco for a business trip, and my company has rented a car for me. The conference centre is a reasonable distance away from my hotel, so I’m going to drive. How bad is the traffic in the city?

avatar
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
San Francisco
is a gorgeous city, so hopefully you’ll get some time to explore! But if you’re getting behind the wheel of a car, San Francisco ranks #7 on the most congested cities in the United States and #34 in the world, which means it falls just behind other big cities like
Los Angeles
or
New York
.
In 2021, the congestion level sat at 26%, up 5% from 2020 but down from 2019. A 26% congestion level means that the average travel time increased 26% from non-congested hours. So, a 30-minute trip in 26% traffic congestion would take you 8 minutes longer.
While the difference may seem small, drivers have seen a 3-minute increase in their daily driving times. But while San Francisco drivers may spend 88 hours in traffic each year, which equates to 3 days and 16 hours, there is a light at the end of the tunnel—that’s 2 days and 11 hours less than traffic times in 2019!
How can you avoid traffic?
  • Travel at off-peak hours: Traffic congestion peaks around rush-hour times, which means it’s best to avoid the roads between 7 am–10 am and 3 pm–7 pm
  • Map out alternative routes in case the first choice is jam-packed
  • Tweak your timing to beat rush hour going to and from your destination
  • Check the traffic reports before you head out
Getting stuck in traffic is never fun, and with severe road congestion comes a severe increase in the risk of being involved in an accident. Do you know what that means? It’s time to upgrade your car insurance policy to ensure you’re protected in the case of a fender-bender.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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