Does the named insured of a policy have to be the vehicle's owner?

I want to insure a vehicle my aunt gave me. She hasn't transferred the title, so it's still in her name. Can I get insurance on it still or does she need to get insurance for it?

Answer
“Most states and car insurance companies require the named insured of the policy to also be the vehicle’s owner. Any other driver of the vehicle is as an additional driver on the policy.
But for the sake of ease and brevity, you should purchase the car and register and title it in your name. By doing so, you can circumnavigate the hassle of insuring a car that’s not in your name and avoid any red tape.
Once you have the car in your name, hop on the Jerry app. With dozens of quotes from top insurers, you can find the coverage you need at the best price possible.”
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Emily Maracle
Answered on Jul 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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