Services
Insurance
Loans
Repairs
Advice
About

Does the named insured of a policy have to be the vehicle's owner?

I want to insure a vehicle my aunt gave me. She hasn't transferred the title, so it's still in her name. Can I get insurance on it still or does she need to get insurance for it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most states and
car insurance companies
require the named insured of the policy to also be the vehicle’s owner. Any other driver of the vehicle is as an additional driver on the policy.
But for the sake of ease and brevity, you should purchase the car and
register and title it
in your name. By doing so, you can circumnavigate the hassle of insuring a car that’s not in your name and avoid any red tape.
Once you have the car in your name, hop on the
Jerry
app. With dozens of quotes from top insurers, you can find the coverage you need at the best price possible.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings