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Does my Liberty Mutual ByMiles cover other drivers?

If someone is borrowing my vehicle, are they covered by my insurance? Do I need to pay for their mileage?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Car insurance
 typically follows the vehicle and not the driver. If you are giving someone permission to use your vehicle, they should be covered by your insurance.
If you are on a pay per mile plan with
Liberty Mutual
, you would still be charged for their mileage. As the ByMiles program is attached to your vehicle, any miles driven on it are counted.
Before letting someone borrow your vehicle, you should ensure that permissive use is covered by your insurance policy. You can reach out to Liberty Mutual directly to confirm what is covered.
If your vehicle is damaged while someone is borrowing it, you want to make sure it’s protected.”
MORE:
How to React if a Friend Crashes Your Car
Car InsuranceLiberty Mutual
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