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Does Michigan have a time limit on filing police reports after an accident?
I was in an at-fault accident. No one involved called the police at the scene of the accident. My brother told me I was supposed to call the police immediately after. Can I still submit a report? Is there a time limit?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In
Michigan
, you are required to call the police or submit a report immediately following an accident that involves death, injury, or damages totaling more than $1,000. Michigan's car accident laws
give you up to three days to file the police report, but doing so immediately can help preserve evidence of fault and ensure your claim isn't denied for delayed filing.If the accident caused less than $1,000 damage and resulted in no injuries, you are not required to file a report. However, doing so may save you trouble down the road if you have more damage to your car than you originally realized or if an injury comes on days or weeks later.
While you may not be required to file a police report, you may not be able to avoid filing claims and reports with your
car insurance
provider. If you're not at fault, you may only be responsible for a deductible if you need to file a collision coverage
claim, but if you are at fault, you may be looking at increased premiums.View full answer
- Gregory R.
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