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Does liability home insurance cover medical expenses?
I’m trying to decide on a limit for my home insurance policy’s personal liability coverage before looking for quotes. Does liability home insurance cover medical expenses?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s a good idea to consider what you’ll need for policy limits like this before a potential incident occurs. Under a standard home insurance policy, personal liability coverage will cover medical expenses for others if they’re injured on your property.
Having the right amount of
personal liability coverage
could save you thousands in legal expenses if an accident happens on your property. However, this kind of coverage won’t cover your or your children’s medical bills if you get injured at home.
When you decide on a limit and you’re ready to start looking for home insurance quotes, the
Jerry
will make it easy! Just complete a 45-second sign-up and you’ll have access to the best deals in your area. View full answer
- Gregory R.
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