Does car insurance in California cover fires?

I live in California. Wildfires are common and I want to protect my vehicle. Is there a type of insurance I can add to my policy for protection?

Answer
Comprehensive coverage covers wildfires when you add it to your California car insurance.
You should add comprehensive coverage before wildfire season or as soon as possible. To reduce their risk, many insurance companies stop writing car insurance policies during a natural disaster event. If wildfires are occuring, you may not be able to add comprehensive coverage until the risk has been reduced.
To find out whether you can add comprehensive to your policy and how much it costs, reach out to your insurance company directly. They can provide you with any additional information you might need.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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