PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does a hot tub increase the price of home insurance?
We are looking to spruce up our backyard for the summer. We’re thinking about getting a hot tub, but we’re not sure about the ongoing expenses. Would a hot tub increase our home insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A hot tub in the backyard sounds wonderful! In most instances, a hot tub will increase your home insurance.
A hot tub is considered an attractive nuisance. Like swimming pools and trampolines, children are drawn to hot tubs, which means the owner must exhibit special care. Because of this increased liability, most
home insurance
companies charge more for insurance when there’s a hot tub on the property. That said, the amount your home insurance will increase varies. Depending on the current
personal liability
coverage you have on your policy, your insurer may not need to raise your coverage limits. If they require a higher limit, it may only cost you a few extra dollars every month. Before purchasing a hot tub, speak with your insurer. They can give you more information about adding a hot tub to your home insurance coverage. They’ll also let you know what coverages on your policy extend to your hot tub.
If you decide to get a hot tub, but you aren’t thrilled at your insurance cost, be sure to shop around. If you want to save money on home, renters, or car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies. Jerry will even help you cancel your old policy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
