PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do you need renters insurance before applying?
I’ve heard that some buildings require tenants to have renters insurance. Do you need renters insurance before applying?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You do not need a renters insurance policy before applying to a building that requires it.
It is true that landlords can require tenants to provide proof of renters insurance as a condition of the lease. However, you don’t need to get a policy before you even apply.
Here’s how the process works:
- Interview the landlord, if possible.
- Find out whether renters insurance is required.
- Get approved for the apartment.
- Purchase a renters insurance policy to start on your move-in date.
The landlord should inform you if
renters insurance
is required within at least a few days before you sign the lease. If it is, make sure to ask whether you need to add the landlord as an interested party.Shop around and buy a policy before your lease signing. Bring your proof of renters insurance to the lease signing—and remember to
change your address
when you move.Good luck with apartment hunting!
MORE: How to settle into a new house
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
