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The average cost of car insurance for Jeep Compass owners is $2,240 a year. However, exact rates vary from model to model: for instance, the Grand Cherokee Trackhawk costs $179 more per year to insure than the Renegade.
Jeep Compass car insurance cost
One of the primary determining factors for your Jeep Compass insurance rate is the age of your vehicle. Here's how much it costs to insure your Compass by car year:
| Model year | Average Cost | Annual Savings with Jerry |
|---|---|---|
| 2018 | $1,920 | $250 |
| 2007 | $2,198 | $805 |
If you drive a Jeep Compass , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:
Best car insurance companies for your Jeep Compass
If you drive a Jeep, you probably put a high value on the things Jeep does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Jeep Compass drivers.
| Insurance company | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Mercury | $2,225 | $946 |
| State Auto | $1,950 | $910 |
| Dairyland | $2,238 | $894 |
| Clearcover | $1,859 | $779 |
| Nationwide | $1,824 | $717 |
| Electric | $2,040 | $633 |
| Travelers | $1,404 | $608 |
| Safeco | $1,524 | $594 |
| Gainsco | $1,464 | $398 |
| Kemper | $1,524 | $248 |
Compare car insurance quotes for Jeep Compass
But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Jeep insurance in the app!
| Quote Date | Zip Code | State | City | Name | Age | Insurance Company | Before Jerry | After Jerry |
|---|---|---|---|---|---|---|---|---|
| March 19, 2022 | 64836 | MO | Carthage | Emily S. | 22 | Clearcover | $1,056 | $972 |
| September 20, 2021 | 67601 | KS | Hays | Laura F. | 24 | State Auto | $1,452 | $937 |
| June 30, 2021 | 07042 | NJ | Montclair | Tyler H. | 26 | Mercury | $1,944 | $1,690 |
| October 22, 2020 | 43968 | OH | Wellsville | Laura M. | 35 | Progressive | $1,920 | $1,670 |
| March 7, 2020 | 14214 | NY | Buffalo | Anne S. | 27 | Plymouth Rock | $4,248 | $2,606 |
Best car insurance companies for Jeep Compass drivers with bad driving records
Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
| Driving Violation | Average Cost | Annual Savings with Jerry |
|---|---|---|
| Clean Record | $2,157 | $781 |
| Failure to Obey Traffic Sign | $4,404 | $2,036 |
| Speeding under 15 | $2,694 | $1,127 |
| Other | $1,920 | $250 |
How much does Jeep Compass insurance go up after a DUI?
If you get a DUI while driving your Compass, you can expect your premium to increase by an average of 49%.
How much does Jeep Compass insurance go up after a speeding ticket?
We’ve all been there. If you get a speeding ticket in your Compass, your insurance premium could increase by an average of 14%.
Best Car Insurance for Jeep Compass by Age
If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $4 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.
Best Car Insurance for Jeep Compass by Location
Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Jeep Compass drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
| Quote Date | Car | Before Jerry | After Jerry | Zip code | State | Name | Age | Insurance Company |
|---|---|---|---|---|---|---|---|---|
| September 20, 2021 | Jeep Compass | $121/mo. | $78/mo. | 67601 | KS | Rosie G. | 24 | State Auto |
| March 19, 2022 | Jeep Compass | $88/mo. | $81/mo. | 64836 | MO | Effie M. | 22 | Clearcover |
| October 22, 2020 | Jeep Compass | $160/mo. | $139/mo. | 43968 | OH | Lilly H. | 35 | Progressive |
| June 30, 2021 | Jeep Compass | $162/mo. | $141/mo. | 07042 | NJ | Marc B. | 26 | Mercury |
| March 7, 2020 | Jeep Compass | $354/mo. | $217/mo. | 14214 | NY | Cora T. | 27 | Plymouth Rock |
Driving a Jeep Compass
Starting at $27,985, the Jeep Compass forms a competitive entry to the lightweight class of SUVs, perfect for drivers who love adventuring in the city and beyond.Since its introduction in 2007, the Compass has faced criticism from Jeep purists who feel the 2.4-liter four-cylinder engine doesn’t live up to the company’s legendary rough road capabilities. While it’s true that the Compass is more at home in the city, many options aimed at increasing its outdoor capabilities have since been released: buyers can now upgrade to all-wheel drive or different traction modes for mud, snow, and sand. The cold weather package—which heats the steering wheel and seats—targets frigid winter conditions, while advanced safety features aim to guard against more ordinary perils, like lane changes and blind spots.Slip behind the wheel, however, and there’s little doubt that the Compass aims to satisfy urbane tastes first and foremost with an optional hybrid engine, comfortable seating, and a large infotainment screen. Thanks to its agile handling, Compass owners should have an enjoyable time darting around and occasionally escaping the city for drier, higher, and muddier roads. Just don’t forget to include car insurance on your list of preparations.The licensed broker app Jerry has all the info you need to get your Jeep ready to hit the road.
If you own a Jeep Compass , here’s what you need to know about your vehicle:
- The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
- Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
- If you bought your Jeep Compass new, it’s worth considering new car replacement insurance to protect your investment.
Trims like the Latitude take the Jeep Compass into new territory, literally. The prices also take a hike at $30,080 and $37,185, respectively.
Key Takeaway: The more your Jeep Compass is worth, the more you’ll pay to insure and drive it.
How can you save money on insurance for a Jeep Compass?
The average annual cost to insure a model is $2,240. But who says you have to be average? Here are a few hacks to help you save money on insurance.
Compare rates
You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!
Drive well to save
That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).
By R.E. Fulton
Reviewed by Kathleen Flear, Director of Content.
Jeep Compass car insurance cost
Best car insurance companies for your Jeep Compass
Compare car insurance quotes for Jeep Compass
Best car insurance companies for Jeep Compass drivers with bad driving records
Best Car Insurance for Jeep Compass by Age
Best Car Insurance for Jeep Compass by Location
How can you save money on insurance for a Jeep Compass?
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